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4946 Oakway Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4946 Oakway Dr, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage3,358 sqft Living Area
Lot Size9,278 sqft (0.213 acres)
OccupancyOwner Occupied
Last Sale$86,666 (2019)
Tax Bill$4,632.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-25-31-3885-0001-1090
Alternative APNs
  • 253107388500011090
  • 122393

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,358 sqft Living Area
Gross Area4,007 sqft Gross Area
1st Floor1,600 sqft 1st Floor
Upper Floors1,428 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,278 sqft (0.213 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area588 sqft Garage
Patio Area420 sqft Patio
Porch Area391 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address4946 OAKWAY DR
CitySAINT CLOUD
StateFL
Zip34771-7974
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 109
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block1090
Legal Lot Number109
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 07-25-31-3885-0001-1090

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4946 OAKWAY DR, SAINT CLOUD, FL 34771-7974
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Sep 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 17, 2019Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 10, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2019 · Amount on Record
Deed SaleSep 12, 2019 · Amount on Record
Prior SaleJun 17, 2019 · Amount on Record
Deed Doc Number2019117672
Deed Book / Page5588 / 853
Prior Transfer DateAug 09, 2019
Prior Transfer Doc0055880853
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4946 OAKWAY DR, SAINT CLOUD, FL 34771-7974
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4946 OAKWAY DR, SAINT CLOUD, FL 34771-7974

Mortgage

Document Number0061942470
DateApr 18, 2022
Book Page6194/2470
Instrument2022060017
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 09, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateSep 12, 2019
Property Address4946 OAKWAY DR, SAINT CLOUD, FL 34771-7974
Document Number0055880853
Book / Page005588 / 000853
Instrument DateAug 09, 2019
Instrument117672
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$606.66
Amount AccuracyConfirmed
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4946 OAKWAY DR ST CLOUD FL 347717974, ST CLOUD, FL 34771-7974

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 17, 2019
Property Address4946 OAKWAY DR, SAINT CLOUD, FL 34771-7974
Document Number0055420789
Book / Page5542 / 0789
Map ReferenceMB 16 PG 90-92
Instrument DateJun 14, 2019
Instrument2019077783
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyFIDELITY NATL TTL OF OF FL I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2703 E ARBOR DR, 2703, SAINT GEORGE, UT 84790

Transferred To (Grantee/Buyer)

NameVerified Name
Address4946 OAKWAY DR, SAINT CLOUD, FL 34771-7974

Mortgage

Document Number0005542791
DateJun 17, 2019
Instrument5542/791
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 10, 2017
Property Address4946 OAKWAY DR, SAINT CLOUD, FL 34771-7974
Document Number0051451174
Book / Page5145 / 1174
Map ReferenceMB16 PG90-92
Instrument DateApr 18, 2017
Instrument2017068468
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1730 ORANGE VIEW WAY, 1730, SAINT CLOUD, FL 34769-5403

Transferred To (Grantee/Buyer)

NameVerified Name
Address4946 OAKWAY DR, SAINT CLOUD, FL 34771-7974

Mortgage

Document Number0051451176
DateMay 10, 2017
Instrument5145/1176
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,854.00 (+4.79%) Homeowner's exemption$339,800 (+5.99%)$481,700 (-3.02%) Land $90,000 Building $391,700
2024$4,632.00 (+2.07%)
2023$4,538.00 (+3.96%) Homeowner's exemption$320,606 (+3%)$496,700 (+16.6%) Land $90,000 Building $406,700
2022$4,365.00 Homeowner's exemption$311,268$426,000 Land $80,000 Building $346,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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