Osceola County property record for 4936 Oakway Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,508 sqft · built 2006 |
| Lot Size | 0.237 acres (10,323 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Apr 2025) |
| Tax Bill | $5,404 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-31-3885-0001-1140 |
| Primary APN | 07-25-31-3885-0001-1140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,508 sqft Living Area |
| Gross Area | 4,487 sqft |
| 1st Floor Area | 1,600 sqft |
| Upper Floors Area | 1,908 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,323 sqft (0.237 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 351 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 391 sqft |
| Deck Area | 375 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4936 OAKWAY DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | LAKE POINTE PB 16 PGS 90-92 LOT 114 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | LAKE POINTE |
| Legal Tract | 3885 |
| Legal Block | 1140 |
| Legal Lot Number | 114 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 07-25-31-3885-0001-1140
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4936 OAKWAY DR, SAINT CLOUD, FL 34771-7974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 18, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 20, 2020 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Prior Sale | Apr 20, 2020 · Amount on Record |
| Deed Document Number | 202546596 |
| Deed Book / Page | 6770 / 2031 |
| Prior Transfer Date | Sep 15, 2023 |
| Prior Transfer Doc | 0064750027 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 18, 2023 |
| Property Address | 4936 OAKWAY DR, SAINT CLOUD, FL 34771-7974 |
| Document Number | 0064750027 |
| Book / Page | 6475 / 27 |
| Map Reference | MB 16 PG 90-92 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023122107 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4936 OAKWAY DR, SAINT CLOUD, FL 34771-7974 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 4936 OAKWAY DR, SAINT CLOUD, FL 34771-7974 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4936 OAKWAY DR, SAINT CLOUD, FL 34771-7974 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4936 OAKWAY DR, SAINT CLOUD, FL 34771-7974 |
| Document Number | 0060190968 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 6019/968 |
| Instrument | 2021123207 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 4936 OAKWAY DR, SAINT CLOUD, FL 34771-7974 |
| Document Number | 0057101096 |
| Book / Page | 005710 / 001096 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 53676 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4936 OAKWAY DR ST CLOUD FL 347717974, ST CLOUD, FL 34771-7974 |
| Document Number | 57101098 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 005710/001098 |
| Instrument | 53677 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,404.00 (+4.63%) | $379,489 (+5.99%) | $520,900 (-2.96%) Land $90,000 Building $430,900 |
| 2024 | $5,165.00 (+2.05%) | ||
| 2023 | $5,061.00 (+3.86%) Homeowner's exemption | $358,053 (+3%) | $536,800 (+16.12%) Land $90,000 Building $446,800 |
| 2022 | $4,873.00 Homeowner's exemption | $347,625 | $462,300 Land $80,000 Building $382,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Lumen Technologies.
Based on FCC filings for 314 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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