Osceola County property record for 4941 Oakway Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,310 sqft · built 2005 |
| Lot Size | 0.284 acres (12,371 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Feb 2022) |
| Tax Bill | $7,687 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-25-31-3885-0001-1450 |
| Primary APN | 07-25-31-3885-0001-1450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,310 sqft Living Area |
| Gross Area | 4,210 sqft |
| 1st Floor Area | 1,962 sqft |
| Upper Floors Area | 1,348 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,371 sqft (0.284 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4941 OAKWAY DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | LAKE POINTE PB 16 PGS 90-92 LOT 145 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | LAKE POINTE |
| Legal Tract | 3885 |
| Legal Block | 1450 |
| Legal Lot Number | 145 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 43600 |
Source: Osceola County records · APN 07-25-31-3885-0001-1450
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4941 OAKWAY DR, SAINT CLOUD, FL 34771-7976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC |
| Feb 27, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 14, 2022 · Amount on Record |
| Deed Sale | Feb 14, 2022 · Amount on Record |
| Prior Sale | Feb 27, 2019 · Amount on Record |
| Deed Document Number | 202224497 |
| Deed Book / Page | 6150 / 866 |
| Prior Transfer Date | Feb 08, 2022 |
| Prior Transfer Doc | 0061500866 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 14, 2022 |
| Property Address | 4941 OAKWAY DR, SAINT CLOUD, FL 34771-7976 |
| Document Number | 0061500866 |
| Book / Page | 6150 / 866 |
| Map Reference | MB 16 PG 90-92 |
| Instrument Date | Feb 08, 2022 |
| Instrument | 2022024497 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 5000 N KALIGA DR, 5000, SAINT CLOUD, FL 34771-7826 |
| Name | Verified Name |
|---|---|
| Address | 4941 OAKWAY DR, SAINT CLOUD, FL 34771-7976 |
| Document Number | 0006150868 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 6150/868 |
| Name | LOAN SIMPLE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 27, 2019 |
| Property Address | 4941 OAKWAY DR, SAINT CLOUD, FL 34771-7976 |
| Document Number | 0054830160 |
| Book / Page | 005483 / 000160 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 24947 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4941 OAKWAY DR ST CLOUD FL 347717976, ST CLOUD, FL 34771-7976 |
| Document Number | 54830161 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 005483/000161 |
| Instrument | 24948 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,687.00 (-2.65%) | $503,400 (-3.04%) Land $90,000 Building $413,400 | $503,400 (-3.04%) Land $90,000 Building $413,400 |
| 2024 | $7,896.00 (+0.3%) | ||
| 2023 | $7,872.00 (+31.46%) | $519,200 (+16.86%) Land $90,000 Building $429,200 | $519,200 (+16.86%) Land $90,000 Building $429,200 |
| 2022 | $5,988.00 | $444,300 Land $80,000 Building $364,300 | $444,300 Land $80,000 Building $364,300 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Lumen Technologies.
Based on FCC filings for 314 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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