4945 N Bernard St, Chicago, IL 60625 Property Records

Cook County property record for 4945 N Bernard St, Chicago, IL 60625

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,402 sqft · built 1917
Lot Size0.129 acres (5,625 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Nov 2006)
Tax Bill$6,809 (2023)
Deeds & MortgagesJul 2022 Transfer
Jul 2022 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN13-11-419-003

Property Details

APN / Parcel Number

Primary APN13-11-419-003
Alternative APN
  • 13-11-419-003-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,402 sqft Living Area
1st Floor Area1,204 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1918
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area5,625 sqft (0.129 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address4945 N BERNARD ST
CityCHICAGO
StateIL
Zip60625-5109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Range13E
Legal Township40N
Legal Section11
Legal SubdivisionNORTH WEST LAND ASSOCIATION SUB IN
Legal Block74
Legal Lot Number33
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3000
Census Tract140200

Owner

Source: Cook County records · APN 13-11-419-003

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4945 N BERNARD ST, CHICAGO, IL 60625-5109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Transfer on Death Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jul 27, 2022Intrafamily Transfer, Transfer
ATTORNEY
Jun 03, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2006 · Amount on Record
Deed SaleNov 13, 2006 · Amount on Record
Deed Document Number200633008
Last Transfer DateJul 16, 2022
Transfer Doc0000021231
Record UpdatedSep 20, 2026

July 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOOK IL
Recording DateJul 25, 2022
Property Address4945 N BERNARD ST, CHICAGO, IL 60625-5109
Document Number0020621231
Instrument DateJul 16, 2022
Instrument2220621231
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4945 N BERNARD ST, CHICAGO, IL 60625-5109

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateJul 27, 2022
Property Address4945 N BERNARD ST, CHICAGO, IL 60625-5109
Document Number0020821026
Instrument DateJul 16, 2022
Instrument2220821026
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4945 N BERNARD ST, CHICAGO, IL 60625-5109

June 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOOK IL
Recording DateJun 03, 2021
Property Address4945 N BERNARD ST, CHICAGO, IL 60625-5109
Document Number0015422011
Instrument DateFeb 16, 2021
Instrument2115422011
Transaction TypeTransfer
Record UpdatedJun 16, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4945 N BERNARD ST, 4945, CHICAGO, IL 60625-5109

Transferred To (Grantee/Buyer)

NameVerified Name
Address4945 N BERNARD ST, CHICAGO, IL 60625-5109

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$54,001 (+52.24%) Land $19,688 Building $34,313$540,010 (+52.24%) Land $196,880 Building $343,130
2023$6,809.00 (+2.93%)
2022$6,615.00 Homeowner's exemption$35,472 Land $15,750 Building $19,722$354,720 Land $157,500 Building $197,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170311402003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies19 units insured
incl. 17 condo units
Nearby Flood Claims16 (2008–2023)
Claims Outside the SFHA6 of 16
Most Recent ClaimJul 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 3 claims
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Radiate Holdings
Fiber
1,500 / 1,500

May also be available: AT&T, Everywhere Wireless, Google Fiber, T-Mobile USA, Verizon.

Based on FCC filings for 932 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0316000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICAGO
serves 2,721,308 people
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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