4939 N Bernard St, Chicago, IL 60625 Property Records

Cook County property record for 4939 N Bernard St, Chicago, IL 60625

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,445 sqft · built 1916
Lot Size	0.129 acres (5,625 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Mar 2017)
Tax Bill	$8,960 (2023)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-11-419-004`

Property Details

APN / Parcel Number

Primary APN	`13-11-419-004`
Alternative APN	`13-11-419-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,445 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1918
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,625 sqft (0.129 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4939 N BERNARD ST
City	CHICAGO
State	IL
Zip	60625-5109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	13E
Legal Township	40N
Legal Section	11
Legal Subdivision	NORTH WEST LAND ASSN
Legal Block	74
Legal Lot Number	32,31
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	140200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4939 N BERNARD ST, CHICAGO, IL 60625-5109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Deed Document Number	201718039
Record Updated	Sep 20, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 16, 2017
Property Address	4939 N BERNARD ST, CHICAGO, IL 60625-5109
Document Number	1707518039
Instrument Date	Feb 28, 2016
Instrument	7518039
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4939 N BERNARD ST CHICAGO IL 606255109, CHICAGO, IL 60625-5109

Mortgage

Document Number	1707518040
Date	Mar 16, 2017
Instrument	7518040

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,408 (+11.04%) Land $19,688 Building $34,720	$544,080 (+11.04%) Land $196,880 Building $347,200
2023	$8,960.00 (-4.76%)
2022	$9,408.00	$49,000 Land $15,750 Building $33,250	$490,000 Land $157,500 Building $332,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	19 units insured incl. 17 condo units
Nearby Flood Claims	16 (2008–2023)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 3 claims Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 932 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500

May also be available: AT&T, Google Fiber, T-Mobile, Verizon, Zentro.

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