Cook County property record for 4949 N Bernard St, Chicago, IL 60625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,312 sqft · built 1923 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Company Name on File |
| Tax Bill | $9,250 (2023) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-11-419-002 |
| Primary APN | 13-11-419-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,312 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.144 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4949 N BERNARD ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60625-5109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | H S (SAXES)(BERNARD) ST SUB PT N OF 45 FT N & 11 S OF LT 33 FT & EX PTS LTS 1 & 29 IN BLK 75 VAC ALLEY IN NORTH WEST LAND ASS |
| Legal Range | 13E |
| Legal Township | 40N |
| Legal Section | 11 |
| Legal Subdivision | SAXES BERNARD |
| Legal Block | 75 |
| Legal Lot Number | 1,29, |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 140200 |
Source: Cook County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4949 N BERNARD ST, CHICAGO, IL 60625-5109 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Jul 1, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2020 |
| Transfer Doc | 0000015026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4949 N BERNARD ST, CHICAGO, IL 60625-5109 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4949 N BERNARD ST, CHICAGO, IL 60625-5109 |
| Document Number | 0011006263 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 2311006263 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4949 N BERNARD ST, CHICAGO, IL 60625-5109 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034420465 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2134420465 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Oct 1, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 1.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 1, 2020 |
| Property Address | 4949 N BERNARD ST, CHICAGO, IL 60625-5109 |
| Document Number | 2018315026 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 18315026 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4949 N BERNARD ST CHICAGO IL 606255109, CHICAGO, IL 60625-5109 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4949 N BERNARD ST, CHICAGO, IL 60625-5109 |
| Document Number | 2021741090 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4949 N BERNARD ST CHICAGO IL 606255109, CHICAGO, IL 60625-5109 |
| Document Number | 2021741090 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 21741090 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 3, 2035 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,000 (+19.15%) Land $21,875 Building $34,125 | $560,000 (+19.15%) Land $218,750 Building $341,250 | |
| 2023 | $9,250.00 (+2.83%) | ||
| 2022 | $8,995.00 Homeowner's exemption | $47,000 Land $17,500 Building $29,500 | $470,000 Land $175,000 Building $295,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 19 units insured incl. 17 condo units |
| Nearby Flood Claims | 16 (2008–2023) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 932 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Fiber | 1,500 / 1,500 |
May also be available: AT&T, Everywhere Wireless, Google Fiber, T-Mobile USA, Verizon.
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