Cook County property record for 4935 N Bernard St, Chicago, IL 60625
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,576 sqft · built 1921 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Feb 2006) |
| Tax Bill | $10,097 (2023) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-11-419-005 |
| Primary APN | 13-11-419-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tile |
| Lot Area | 5,625 sqft (0.129 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 4935 N BERNARD ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60625-5109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | (NORTH) (WEST) (LAND) ASSOCIATION SUB IN SEC14 & SEC 11-40-13 |
| Legal Range | 13E |
| Legal Township | 40N |
| Legal Section | 11 |
| Legal Subdivision | NORTH WEST LAND |
| Legal Block | 74 |
| Legal Lot Number | 30,31 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 140200 |
Source: Cook County assessment roll, APN 13-11-419-005, as of May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4935 N BERNARD ST, CHICAGO, IL 60625-5109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 04, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 18, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2006 · Amount on Record |
| Deed Sale | Feb 27, 2006 · Amount on Record |
| Deed Document Number | 200640038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4935 N BERNARD ST, CHICAGO, IL 60625-5109 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0021612125 |
|---|---|
| Date | Aug 04, 2022 |
| Instrument | 2221612125 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 03, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4935 N BERNARD ST, CHICAGO, IL 60625-5109 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0032304355 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2132304355 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2041 |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4935 N BERNARD ST, CHICAGO, IL 60625-5109 |
| Document Number | 2016016020 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4935 N BERNARD ST CHICAGO IL 606255109, CHICAGO, IL 60625-5109 |
| Document Number | 2016016020 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 16016020 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jun 07, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll as of May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,001 (-7.84%) Land $19,688 Building $27,313 | $470,010 (-7.84%) Land $196,880 Building $273,130 | |
| 2023 | $10,097.00 (+2.81%) | ||
| 2022 | $9,821.00 Homeowner's exemption | $51,000 Land $15,750 Building $35,250 | $510,000 Land $157,500 Building $352,500 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170311402003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 19 units insured incl. 17 condo units |
| Nearby Flood Claims | 16 (2008–2023) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 932 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Fiber | 1,500 / 1,500 |
May also be available: AT&T, Everywhere Wireless, Google Fiber, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system IL0316000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICAGO serves 2,721,308 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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