4940 McComber Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4940 McComber Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,066 sqft · built 2000
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Nov 2018)
Tax Bill	$4,910 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Mar 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`280-0012-00344`

Property Details

APN / Parcel Number

Primary APN	`280-0012-00344`
Alternative APN	`1062210`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,066 sqft Gross Area
1st Floor Area	2,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	261,360 sqft (6 acres)
Garage Area	1,728 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	308 sqft
Deck Area	268 sqft
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1062210
Street Address	4940 MCCOMBER RD
City	DULUTH
State	MN
Zip	55803-8424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	THAT PART OF THE NORTH 475.00 FEET OF THENE1/4 OF SE1/4, LYING EASTERLY OF THE WEST220.00 FEET OF SAID NE1/4 OF SE1/4 AND
Legal Range	15W
Legal Township	51N
Legal Section	11
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	2
Census Block	2036
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4940 MCCOMBER RD, DULUTH, MN 55803-8424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WESTERN NAT'L BK
Mar 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage WESTERN NAT'L BK
Nov 28, 2018	Warranty Deed, Mortgage · Conventional Mortgage WESTERN NAT'L BK
Aug 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	20181345476
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4940 MCCOMBER RD, DULUTH, MN 55803-8424
Document Number	00A1354962
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4940 MCCOMBER RD DULUTH MN 558038424, DULUTH, MN 55803-8424

Mortgage

Document Number	00A1354962
Date	May 17, 2019
Instrument	A1354962

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DUTUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 19, 2019
Property Address	4940 MCCOMBER RD, DULUTH, MN 55803-8424
Document Number	00A1351845
Instrument Date	Mar 15, 2019
Instrument	A1351845
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$165.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 HAGBERG ST DULUTH MN 558112802, DULUTH, MN 55811-2802

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4940 MCCOMBER RD, DULUTH, MN 55803-8424
Document Number	00A1351242
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4940 MCCOMBER RD DULUTH MN 558038424, DULUTH, MN 55803-8424

Mortgage

Document Number	00A1351242
Date	Mar 7, 2019
Instrument	A1351242

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 6, 2024

November 2018: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 28, 2018
Property Address	4940 MCCOMBER RD, DULUTH, MN 55803-8424
Document Number	00A1345476
Instrument Date	Nov 19, 2018
Instrument	A1345476
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$4.08
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 MCCOMBER RD DULUTH MN 558038424, DULUTH, MN 55803-8424

Mortgage

Document Number	A1345477
Date	Nov 28, 2018
Instrument	A1345477

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 27, 2023

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 29, 2018
Property Address	4940 MCCOMBER RD, DULUTH, MN 55803-8424
Document Number	00T1002104
Instrument Date	Aug 24, 2018
Instrument	T1002104
Transaction Type	Transfer
Record Updated	Oct 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4940 MCCOMBER RD DULUTH MN 558038424, DULUTH, MN 55803-8424

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,910.00 (+2.72%)
2025		$502,300 (+3.12%) Land $114,300 Building $388,000	$502,300 (+3.12%) Land $114,300 Building $388,000
2024	$4,780.00	$487,100 (+16.73%) Land $111,000 Building $376,100	$487,100 (+16.73%) Land $111,000 Building $376,100
2022		$417,300 Land $96,400 Building $320,900	$417,300 Land $96,400 Building $320,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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