4865 McComber Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4865 McComber Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,092 sqft · built 2005
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$3,000 (Nov 2021)
Tax Bill$3,090 (2026)
Deeds & MortgagesNov 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN280-0012-00510

Property Details

APN / Parcel Number

Primary APN280-0012-00510
Alternative APN
  • 1120716

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,092 sqft Gross Area
1st Floor Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area217,800 sqft (5 acres)
Garage Area672 sqft
Pool TypeSpa / Hot Tub (No Pool)
Pole Barn1,350 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1120716
Street Address4865 MCCOMBER RD
CityDULUTH
StateMN
Zip55803-9423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW1/2 OF SE1/4 OF SW1/4 OF NW 1/4 SERIAL #
Legal Range15W
Legal Township51N
Legal Section12
Legal SubdivisionCANOSIA TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionCANOSIA
Census Block Group2
Census Block2029
Census Tract10602

Owner

Source: St. Louis County records · APN 280-0012-00510

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4865 MCCOMBER RD, DULUTH, MN 55803-9423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Intrafamily Transfer, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Oct 04, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
CENTRICITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Prior SaleOct 30, 2012 · Amount on Record
Deed Document Number20211429800
Prior Transfer DateAug 20, 2021
Prior Transfer Doc0001429800
Record UpdatedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateNov 10, 2021
Property Address4865 MCCOMBER RD, DULUTH, MN 55803-9423
Document Number0001429800
Instrument DateAug 20, 2021
Instrument1429800
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4865 MCCOMBER RD, DULUTH, MN 55803-9423

Mortgage

Document Number0001429801
DateNov 10, 2021
Instrument1429801
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueSep 01, 2051

October 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateOct 04, 2018
Property Address4865 MCCOMBER RD, DULUTH, MN 55803-9423
Document Number00A1342030
Instrument DateSep 04, 2018
InstrumentA1342030
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyPIONEER ABSTRACT AND TITLE DULUT, PIONEER ABSTRACT & TITLE DULUT

Transaction

AmountAmount Recorded
Tax$1.65
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4865 MCCOMBER RD DULUTH MN 558039423, DULUTH, MN 55803-9423

Mortgage

Document NumberA1342032
DateOct 04, 2018
InstrumentA1342032
Lender
NameCENTRICITY CU
AddressHERMANTOWN, MN 55811
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionCanosia Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,090.00 (+2.93%) Homeowner's exemption
2025$3,002.00 (-1.05%) Homeowner's exemption$330,700 (+3.12%) Land $116,200 Building $214,500$330,700 (+3.12%) Land $116,200 Building $214,500
2024$3,034.00$320,700 (+16.45%) Land $112,900 Building $207,800$320,700 (+16.45%) Land $112,900 Building $207,800
2022$275,400 Land $98,000 Building $177,400$275,400 Land $98,000 Building $177,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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