4971 McComber Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4971 McComber Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 2007
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jul 2022)
Tax Bill	$5,152 (2026)
Deeds & Mortgages	Jul 2022 Sale Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-0012-00241`

Property Details

APN / Parcel Number

Primary APN	`280-0012-00241`
Alternative APN	`1133815`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,984 sqft Gross Area
1st Floor Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Frame
Lot Area	108,900 sqft (2.5 acres)
Garage Area	700 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	96 sqft
Patio Area	128 sqft
Storage Building	49 sqft
Pole Barn	1,200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1133815
Street Address	4971 MCCOMBER RD
City	DULUTH
State	MN
Zip	55803-8424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SLY 300 FT OF WLY 365 FT OF N1/2 OF E1/2 OFSW1/4 OF NE1/4 SERIAL #
Legal Range	15W
Legal Township	51N
Legal Section	11
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	2
Census Block	2030
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4971 MCCOMBER RD, DULUTH, MN 55803-8424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 26, 2020	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	20221059144
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0001028002
Record Updated	Sep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 21, 2022
Property Address	4971 MCCOMBER RD, DULUTH, MN 55803-8424
Document Number	0001059144
Instrument Date	Jul 19, 2022
Instrument	1059144
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$198.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4971 MCCOMBER RD, 4971, DULUTH, MN 55803-8424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4971 MCCOMBER RD, DULUTH, MN 55803-8424

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 26, 2020
Property Address	4971 MCCOMBER RD, DULUTH, MN 55803-8424
Document Number	00T1028003
Instrument Date	Aug 14, 2020
Instrument	T1028003
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4971 MCCOMBER RD DULUTH MN 558038424, DULUTH, MN 55803-8424

Mortgage

Document Number	T1028004
Date	Aug 26, 2020
Instrument	T1028004

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,152.00 (+3.5%)
2025	$4,978.00 (-0.76%)	$521,900 (+3.14%) Land $61,800 Building $460,100	$521,900 (+3.14%) Land $61,800 Building $460,100
2024	$5,016.00	$506,000 (+16.81%) Land $60,100 Building $445,900	$506,000 (+16.81%) Land $60,100 Building $445,900
2022		$433,200 Land $52,700 Building $380,500	$433,200 Land $52,700 Building $380,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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