4968 McComber Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4968 McComber Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 1,144 sqft · built 1974
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$280 (2026)
Deeds & Mortgages	Mar 2024 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`280-0012-00351`

Property Details

APN / Parcel Number

Primary APN	`280-0012-00351`
Alternative APNs	`1163338` `966833`

Interior

Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,144 sqft Gross Area
1st Floor Area	1,144 sqft
Basement Area	858 sqft
Finished Basement	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	768 sqft
Deck Area	260 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1163338
Street Address	4968 MCCOMBER RD
City	DULUTH
State	MN
Zip	55803-8424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 660 FT OF W 330 FT OF E 580 FT OF W1/2 OFSE1/4 SERIAL #
Legal Range	15W
Legal Township	51N
Legal Section	11
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	2
Census Block	2036
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4968 MCCOMBER RD, DULUTH, MN 55803-8424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Intrafamily Transfer, Transfer
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 11, 2018	Quit Claim Deed, Transfer STEWART TITLE
Mar 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 15, 2024
Transfer Doc	0001077709
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 15, 2024
Property Address	4968 MCCOMBER RD, DULUTH, MN 55803-8424
Document Number	0001077709
Instrument Date	Mar 15, 2024
Instrument	1077709
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4968 MCCOMBER RD, DULUTH, MN 55803-8424

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4968 MCCOMBER RD, DULUTH, MN 55803-8424
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001049124
Date	Nov 8, 2021
Instrument	1049124

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 11, 2018
Property Address	4968 MCCOMBER RD, DULUTH, MN 55803-8424
Document Number	000T996847
Instrument Date	Apr 4, 2018
Instrument	T996847
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4968 MCCOMBER RD DULUTH MN 558038424, DULUTH, MN 55803-8424

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4968 MCCOMBER RD, DULUTH, MN 55803-8424
Document Number	000T996450
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	ARROWHEAD TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4968 MCCOMBER RD DULUTH MN 558038424, DULUTH, MN 55803-8424

Mortgage

Document Number	000T996450
Date	Mar 30, 2018
Instrument	T996450

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 29, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$280.00 (-83.07%) Homeowner's exemption
2025	$1,654.00 (-42.93%) Homeowner's exemption	$326,500 (+3.13%) Land $112,600 Building $213,900	$326,500 (+3.13%) Land $112,600 Building $213,900
2024		$316,600 (+16.44%) Land $109,300 Building $207,300	$316,600 (+16.44%) Land $109,300 Building $207,300
2023	$2,898.00 Homeowner's exemption
2022		$271,900 Land $95,000 Building $176,900	$271,900 Land $95,000 Building $176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Verizon.

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