494 Highland Oaks Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 494 Highland Oaks Ln, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,064 sqft · built 2005
Lot Size	2.28 acres (99,752 sqft)
Owner	Trust Name on File
Last Sale	$770,000 (Sep 2017)
Tax Bill	$7,452 (2025)
Deeds & Mortgages	Jan 2018 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`121-352-13-00`

Property Details

APN / Parcel Number

Primary APN	`121-352-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,064 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	99,752 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	494 HIGHLAND OAKS LN
City	FALLBROOK
State	CA
Zip	92028-8098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 32 TR 011999
Legal Subdivision	COUNTY OF SAN DIEGO TRACT #4062-2
Legal Tract	011999
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18619

Owner

494 Highland Oaks Ln is owner-occupied and held in a trust since January 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	494 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2017	Grant Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on File
Deed Sale	Sep 28, 2017 · Amount on File
Prior Sale	Jul 5, 2005 · Amount on File
Deed Document Number	2017447788
Last Transfer Date	Jan 11, 2018
Transfer Doc	0000022198
Record Updated	Oct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2018
Property Address	494 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098
Document Number	0000022198
Instrument Date	Jan 11, 2018
Instrument	22198
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	37775 VIA BAYA MURRIETA CA 925628510, MURRIETA, CA 92562-8510

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2017
Property Address	494 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098
Document Number	0000447788
Map Reference	MAP11999
Instrument Date	Sep 22, 2017
Instrument	2017-0447788
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	494 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098

Mortgage

Document Number	0000447789
Date	Sep 28, 2017
Instrument	2017-0447789

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 494 Highland Oaks Ln was $7,452 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,678 (+2%) Land $169,053 Building $540,625
2025	$7,452.00 Homeowner's exemption	$695,764 Land $165,739 Building $530,025
2023	$7,074.00 (-0.03%) Homeowner's exemption	$668,749 Land $159,304 Building $509,445
2022	$7,076.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 494 Highland Oaks Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 Highland Oaks Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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