401 Highland Oaks Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 401 Highland Oaks Ln, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,539 sqft · built 2006
Lot Size	1.36 acres (59,242 sqft)
Owner	Trust Name on File
Last Sale	$797,000 (Apr 2006)
Tax Bill	$11,649 (2025)
Deeds & Mortgages	Oct 2017 Transfer Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`121-352-08-00`

Property Details

APN / Parcel Number

Primary APN	`121-352-08-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,539 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	59,242 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	401 HIGHLAND OAKS LN
City	FALLBROOK
State	CA
Zip	92028-8098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 27 TR 011999
Legal Subdivision	COUNTY OF SAN DIEGO TRACT #4062-2
Legal Tract	011999
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18619

Owner

401 Highland Oaks Ln is owner-occupied and held in a trust since April 2006.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	401 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 10, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2006 · Amount on File
Deed Sale	Apr 28, 2006 · Amount on File
Prior Sale	Feb 4, 2003 · Amount on File
Deed Document Number	2006299867
Prior Transfer Date	Jan 21, 2003
Prior Transfer Doc	0000102736
Record Updated	Oct 29, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2017
Property Address	401 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098
Document Number	0000468991
Instrument Date	Oct 3, 2017
Instrument	468991
Transaction Type	Transfer
Record Updated	Oct 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	401 HIGHLAND OAKS LN FALLBROOK CA 920288098, FALLBROOK, CA 92028-8098

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2017
Property Address	401 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098
Document Number	0000467883
Map Reference	MAP11999
Instrument Date	Oct 3, 2017
Instrument	2017-0467883
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098

Mortgage

Document Number	0000467884
Date	Oct 10, 2017
Instrument	2017-0467884

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 401 Highland Oaks Ln was $11,649 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,110,303 (+2%) Land $334,511 Building $775,792
2025	$11,649.00 Homeowner's exemption	$1,088,533 Land $327,952 Building $760,581
2023	$11,031.00 (-0.04%) Homeowner's exemption	$1,046,266 Land $315,218 Building $731,048
2022	$11,035.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 401 Highland Oaks Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Highland Oaks Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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