477 Highland Oaks Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 477 Highland Oaks Ln, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,064 sqft · built 2006
Lot Size1.68 acres (73,181 sqft)
OwnerCompany Name on Record
Last Sale$770,500 (Apr 2006)
Tax Bill$4,491 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2021 Transfer
Flood ZoneZone X (minimal risk)
APN121-352-10-00

Property Details

APN / Parcel Number

Primary APN121-352-10-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,064 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area73,181 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address477 HIGHLAND OAKS LN
CityFALLBROOK
StateCA
Zip92028-8098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 29 TR 011999
Legal SubdivisionSAN DIEGO #4062-2
Legal Tract011999
Legal Block1
Legal Lot Number29
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1002
Census Tract18619

Owner

Source: San Diego County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address477 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Nov 15, 2021Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2006 · Amount on Record
Deed SaleApr 28, 2006 · Amount on Record
Prior SaleFeb 4, 2003 · Amount on Record
Deed Document Number2006299870
Prior Transfer DateJan 28, 2003
Prior Transfer Doc0000102737
Record UpdatedOct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 9, 2021
Property Address477 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098
Document Number0000426796
Map ReferenceMAP 11999
Instrument DateMay 17, 2021
Instrument2021-0426796
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address477 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098

Mortgage

Document Number0000426797
DateJun 9, 2021
Instrument2021-0426797
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 15, 2021
Property Address477 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098
Document Number0000786783
Map ReferenceMAP 11999
Instrument DateMay 17, 2021
Instrument2021-0786783
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address477 HIGHLAND OAKS LN, FALLBROOK, CA 92028-8098

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$429,399 (+2%) Land $150,280 Building $279,119
2025$4,491.00 (+5.27%) Homeowner's exemption$420,981 (+4.04%) Land $147,334 Building $273,647
2023$4,266.00 Homeowner's exemption$404,636 Land $141,614 Building $263,022
2022$4,266.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum.

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