Brevard County property record for 494 Carmel Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,999 sqft · built 1992 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $449,000 (Aug 2021) |
| Tax Bill | $5,013 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2020 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 26-36-11-76-*-1 |
| Primary APN | 26-36-11-76-*-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,999 sqft Living Area |
| Gross Area | 2,635 sqft |
| 1st Floor Area | 1,999 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 159 ft deep x 52 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 180 sqft |
| Deck Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2614842 |
|---|---|
| Street Address | 494 CARMEL DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MISSION LAKE VILLAS UNIT ONE LOT 1 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | MISSION LAKE VILLAS UNIT ONE |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 63109 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 494 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| May 1, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Prior Sale | Oct 7, 2005 · Amount on Record |
| Deed Document Number | 2021214989 |
| Deed Book / Page | 9227 / 2659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 18, 2021 |
| Property Address | 494 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Document Number | 0092272659 |
| Book / Page | 9227 / 2659 |
| Map Reference | MB 38 PG 15 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021214989 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | E-TITLE SERVICES LLC, E TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,143.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 MATADOR LN, 39, DAVIE, FL 33324-5538 |
| Name | Verified Name |
|---|---|
| Address | 494 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Document Number | 92272661 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 9227/2661 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 494 CARMEL DR, MELBOURNE, FL 32940-7778 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0087321338 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 8732/1338 |
| Instrument | 2020097358 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,950 (-1.08%) | $380,950 (-1.08%) | |
| 2025 | $5,013.00 (-7.88%) Homeowner's exemption | $385,100 (-10.29%) Land $82,500 Building $302,600 | $385,100 (-10.29%) Land $82,500 Building $302,600 |
| 2023 | $5,442.00 (+7.32%) Homeowner's exemption | $429,250 (+13.41%) Land $115,500 Building $313,750 | $429,250 (+13.41%) Land $115,500 Building $313,750 |
| 2022 | $5,071.00 | $378,480 Land $104,500 Building $273,980 | $378,480 Land $104,500 Building $273,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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