Brevard County property record for 489 Carmel Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1994 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $261,000 (Nov 2014) |
| Tax Bill | $716 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Aug 2023 Transfer + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 26-36-11-76-*-6 |
| Primary APN | 26-36-11-76-*-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,527 sqft |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 130 ft deep x 52 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Florida Room |
| Porch Area | 358 sqft |
| Deck Area | 249 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2614847 |
|---|---|
| Street Address | 489 CARMEL DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MISSION LAKE VILLAS UNIT ONE LOT 6 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | MISSION LAKE VILLAS UNIT ONE |
| Legal Lot Number | 6 |
| Legal Unit | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 63109 |
Source: Brevard County assessment roll, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 489 CARMEL DR, MELBOURNE, FL 32940-7780 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 2, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Feb 7, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Dec 14, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2014 · Amount on Record |
| Deed Sale | Nov 21, 2014 · Amount on Record |
| Prior Sale | Jan 19, 2001 · Amount on Record |
| Deed Document Number | 2014229181 |
| Deed Book / Page | 7252 / 23 |
| Last Transfer Date | Jan 28, 2025 |
| Transfer Doc | 0102561179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 489 CARMEL DR, MELBOURNE, FL 32940-7780 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 489 CARMEL DR, MELBOURNE, FL 32940-7780 |
| Document Number | 0105220153 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 10522/153 |
| Instrument | 2026006496 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 15, 2023 |
| Property Address | 489 CARMEL DR, MELBOURNE, FL 32940-7780 |
| Document Number | 0098630415 |
| Book / Page | 9863 / 415 |
| Map Reference | MB 38 PG 15 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023173326 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 489 CARMEL DR, MELBOURNE, FL 32940-7780 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 489 CARMEL DR, MELBOURNE, FL 32940-7780 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 489 CARMEL DR, MELBOURNE, FL 32940-7780 |
| Document Number | 0085852110 |
| Instrument Date | Nov 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 489 CARMEL DR MELBOURNE FL 329407780, MELBOURNE, FL 32940-7780 |
| Document Number | 0085852110 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 008585/002110 |
| Instrument | 245929 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 489 CARMEL DR, MELBOURNE, FL 32940-7780 |
| Document Number | 0083661525 |
| Instrument Date | Feb 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 489 CARMEL DR MELBOURNE FL 329407780, MELBOURNE, FL 32940-7780 |
| Document Number | 0083661525 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 008366/001525 |
| Instrument | 29029 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 489 CARMEL DR, MELBOURNE, FL 32940-7780 |
| Document Number | 0080541319 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4 8 9 CARMEL DR MELBOURNE FL 32940, MELBOURNE, FL 32940 |
| Document Number | 0080541319 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 008054/001319 |
| Instrument | 266133 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,000 (+2.7%) | $358,650 (-1.66%) | |
| 2025 | $716.00 (+18.54%) | $246,350 (+5.98%) | $364,710 (-11.58%) |
| 2024 | $604.00 (+3.07%) | ||
| 2023 | $586.00 (+3.35%) Disabled Person's exemption Veteran's exemption | $232,440 (+3%) | $412,490 (+13.22%) Land $115,500 Building $296,990 |
| 2022 | $567.00 Disabled Person's exemption Veteran's exemption | $225,670 | $364,320 Land $104,500 Building $259,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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