493 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 493 Carmel Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`26-36-11-76-*-5`

Property Details

APN / Parcel Number

Primary APN	`26-36-11-76-*-5`
Alternative APNs	`26-36-11-76-00000.0-0005.00` `2614846`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,658 sqft
1st Floor Area	2,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	117 ft deep x 67 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	462 sqft
Porch	Screened/Unfinished Porch
Porch Area	180 sqft
Deck Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2614846
Street Address	493 CARMEL DR
City	MELBOURNE
State	FL
Zip	32940-7780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MISSION LAKE VILLAS UNIT ONE LOT 5
Legal Range	36E
Legal Township	26S
Legal Section	11
Legal Subdivision	MISSION LAKE VILLAS UNIT ONE
Legal Lot Number	5
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	3
Census Block	3006
Census Tract	63109

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	493 CARMEL DR, MELBOURNE, FL 32940-7780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2016
Deed Sale	Nov 23, 2016
Prior Sale	Aug 1, 2016
Deed Document Number	2016230358
Deed Book / Page	7761 / 945
Prior Transfer Date	Nov 7, 2016
Prior Transfer Doc	0077610945
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	493 CARMEL DR, MELBOURNE, FL 32940-7780
Document Number	0085001704
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 CARMEL DR MELBOURNE FL 329407780, MELBOURNE, FL 32940-7780

Mortgage

Document Number	0085001704
Date	Jul 30, 2019
Book Page	008500/001704
Instrument	165426

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2039

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,100 (+2.7%)	$386,590 (-1.49%)
2025	$3,102.00 (+8.05%) Homeowner's exemption	$226,980 (+5.98%)	$392,430 (-10.72%)
2024	$2,871.00 (+1.92%)
2023	$2,817.00 (+7.44%) Homeowner's exemption	$214,170 (+3%)	$439,560 (+13.14%) Land $115,500 Building $324,060
2022	$2,622.00 Homeowner's exemption	$207,940	$388,520 Land $104,500 Building $284,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20