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485 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 485 Carmel Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,020 sqft · built 1996
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$324,900 (Jul 2019)
Tax Bill$2,903 (2025)
Deeds & MortgagesJun 2022 Transfer
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN26-36-11-76-*-7

Property Details

APN / Parcel Number

Primary APN26-36-11-76-*-7
Alternative APNs
  • 26-36-11-76-00000.0-0007.00
  • 2614848

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,020 sqft Living Area
Gross Area2,872 sqft
1st Floor Area2,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions130 ft deep x 52 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area483 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area369 sqft
Deck Area439 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2614848
Street Address485 CARMEL DR
CityMELBOURNE
StateFL
Zip32940-7780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionMISSION LAKE VILLAS UNIT ONE LOT 7
Legal Range36E
Legal Township26S
Legal Section11
Legal SubdivisionMISSION LAKE VILLAS UNIT ONE
Legal Lot Number7
Legal Unit1
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group3
Census Block3006
Census Tract63109

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address485 CARMEL DR, MELBOURNE, FL 32940-7780
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Sep 7, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jul 15, 2019Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2019 · Amount on Record
Deed SaleJul 15, 2019 · Amount on Record
Prior SaleApr 25, 2016 · Amount on Record
Deed Document Number2019152845
Deed Book / Page8487 / 2290
Last Transfer DateJun 14, 2022
Transfer Doc0095330798
Record UpdatedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateJun 14, 2022
Property Address485 CARMEL DR, MELBOURNE, FL 32940-7780
Document Number0095330798
Book / Page9533 / 798
Map ReferenceMB 38 15
Instrument DateJun 14, 2022
Instrument2022148720
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address485 CARMEL DR, 485, MELBOURNE, FL 32940-7780

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address485 CARMEL DR, MELBOURNE, FL 32940-7780

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address485 CARMEL DR, MELBOURNE, FL 32940-7780
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 CARMEL DR, MELBOURNE, FL 32940-7780

Mortgage

Document Number0092481917
DateSep 7, 2021
Book Page9248/1917
Instrument2021232563
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 15, 2019
Property Address485 CARMEL DR, MELBOURNE, FL 32940-7780
Document Number0084872290
Book / Page8487 / 2290
Map ReferenceMB 38 PG 15
Instrument DateJul 11, 2019
Instrument2019152845
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyAURORA T&E OF BREVARD INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,274.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 PEACE LN, 400, MELBOURNE BEACH, FL 32951-2822

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 CARMEL DR, MELBOURNE, FL 32940-7780

Mortgage

Document Number2019152846
DateJul 15, 2019
Instrument2019152846
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,180 (+2.7%)$397,620 (-2.02%)
2025$2,903.00 (+10.51%) Homeowner's exemption$210,500 (+5.98%)$405,830 (-9.15%) Land $82,500 Building $323,330
2023$2,627.00 (+7.44%) Homeowner's exemption$198,620 (+3%)$446,720 (+13.76%) Land $115,500 Building $331,220
2022$2,445.00 Homeowner's exemption$192,840$392,700 Land $104,500 Building $288,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 149 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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