4937 Taft Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 4937 Taft Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 804 sqft
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2022)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-054-0021-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-054-0021-000`

Interior

Full Baths	1 Bath
Building Area	804 sqft Living Area
1st Floor Area	804 sqft

Exterior

Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	47 ft deep x 120 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4937 TAFT RD
City	CLAY
State	MI
Zip	48001-4398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 80' OF W 120' OF E 128.94' OF THAT PART OF PC 197 LYING BETW TAFT RD & M-29 PC 197 0.22A
Legal Subdivision	PRIVATE CLAIM 197
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3005
Census Tract	646000

Owner

4937 Taft Rd is owned and occupied by an individual who bought it in October 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4937 TAFT RD, CLAY, MI 48001-4398
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC
May 11, 2022	Intrafamily Transfer, Transfer STERLING TITLE AGENCY
May 11, 2022	Warranty Deed, Transfer STERLING TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	May 11, 2022 · Amount on File
Deed Document Number	202222909
Deed Book / Page	5567 / 598
Prior Transfer Date	Mar 2, 2022
Prior Transfer Doc	0005520236
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 5, 2022
Property Address	4937 TAFT RD, CLAY, MI 48001-4398
Document Number	0005567598
Book / Page	5567 / 598
Instrument Date	Sep 9, 2022
Instrument	2022022909
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E MELDRUM CIR, 122, SAINT CLAIR, MI 48079-4237

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43380 NOTRE DAME AVE E, STERLING HEIGHTS, MI 48314-2273

Mortgage

Document Number	0005561629
Date	Sep 15, 2022
Book Page	5561/629
Instrument	2022021465

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	May 11, 2022
Property Address	4937 TAFT RD, CLAY, MI 48001-4398
Document Number	0005520236
Book / Page	5520 / 236
Instrument Date	May 2, 2022
Instrument	2022011817
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	STERLING TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8020 MORROW RD, 8020, CLAY, MI 48001-3201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4937 TAFT RD, CLAY, MI 48001-4398

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 11, 2022
Property Address	4937 TAFT RD, CLAY, MI 48001-4398
Document Number	0005520238
Book / Page	5520 / 238
Instrument Date	Mar 2, 2022
Instrument	2022011818
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4937 TAFT RD, 4937, CLAY, MI 48001-4398

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	122 E MELDRUM CIR, SAINT CLAIR, MI 48079-4237

Tax Assessment & Valuation

The 2025 property tax bill for 4937 Taft Rd was $2,829 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,700 (+11.69%)	$183,400
2025	$2,829.00 (+2.76%) Homeowner's exemption	$82,100
2024	$2,753.00		$164,200
2023		$76,200
2022	$940.00		$152,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4937 Taft Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4937 Taft Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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