4913 Taft Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 4913 Taft Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,468 sqft
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Jan 2016)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`74-14-052-0021-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-052-0021-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft

Exterior

Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	4913 TAFT RD
City	CLAY
State	MI
Zip	48001-4398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ELY 100 FT OF NLY 125' OF BEG ON W LINE OF PC 190 WHERE N LINE OF M-29 CROSSES, TH S 75D 59M E ON N LINE 212.7', TH N 15D 28M
Legal Range	16E
Legal Township	02N
Legal Section	75
Legal Subdivision	PRIVATE CLAIM 190
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3005
Census Tract	646000

Owner

4913 Taft Rd is owned and occupied by an individual who acquired it in August 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4913 TAFT RD, CLAY, MI 48001-4398
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 4, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2016 · Amount on File
Deed Sale	Jan 6, 2016 · Amount on File
Prior Sale	Jun 22, 2015 · Amount on File
Deed Document Number	2016182
Deed Book / Page	4670 / 729
Last Transfer Date	Aug 22, 2023
Transfer Doc	0005659948
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4913 TAFT RD, CLAY, MI 48001-4398
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4913 TAFT RD, CLAY, MI 48001-4398

Mortgage

Document Number	0005641483
Date	Jul 31, 2023
Book Page	5641/483
Instrument	2023013382

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 4, 2023
Property Address	4913 TAFT RD, CLAY, MI 48001-4398
Document Number	0005659948
Book / Page	5659 / 948
Instrument Date	Aug 22, 2023
Instrument	2023017633
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4913 TAFT RD, CLAY, MI 48001-4398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18557 CANAL RD STE 2, 2, CLINTON TOWNSHIP, MI 48038-5821

Tax Assessment & Valuation

The 2025 property tax bill for 4913 Taft Rd was $2,606 with a homeowner's exemption, up 2.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,100 (+12.72%)	$216,200
2025	$2,606.00 (+2.92%) Homeowner's exemption	$95,900
2024	$2,532.00		$191,800
2023		$91,300
2022	$2,334.00		$182,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4913 Taft Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4913 Taft Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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