St. Clair County property record for 5000 Taft Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1994 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (May 2018) |
| Tax Bill | $1,888 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-054-0005-100 |
| Primary APN | 74-14-054-0005-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Depth | 130 ft Depth |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5000 TAFT RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG AT INT/SEC OF C/L'S OF TAFT RD & FOLKERT RD, TH N 16D 2M 57S E 163.12', TH N 69D 7M W 129.89', TH S 16D 2M 57S W 163.12', TH S 69D 7M E 129.89' TO BEG PC 197 0.48 A |
| Legal Subdivision | TOWNSHIP CLAY |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 646000 |
Source: St. Clair County records · APN 74-14-054-0005-100
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5000 TAFT RD, CLAY, MI 48001-4738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Oct 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on Record |
| Deed Sale | May 10, 2018 · Amount on Record |
| Deed Document Number | 201810811 |
| Deed Book / Page | 4943 / 530 |
| Prior Transfer Date | Jun 27, 2014 |
| Prior Transfer Doc | 004516/588 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5000 TAFT RD, CLAY, MI 48001-4738 |
| Document Number | 0051920275 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5000 TAFT RD CLAY MI 480014738, CLAY, MI 48001-4738 |
| Document Number | 0051920275 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 005192/000275 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5000 TAFT RD, CLAY, MI 48001-4738 |
| Document Number | 0050010906 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5000 TAFT RD CLAY MI 480014738, CLAY, MI 48001-4738 |
| Document Number | 0050010906 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 005001/000906 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 10, 2018 |
| Property Address | 5000 TAFT RD, CLAY, MI 48001-4738 |
| Document Number | 0049430530 |
| Book / Page | 004943 / 000530 |
| Instrument Date | Mar 01, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2018 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,247.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 59229 BATES RD LENOX MI 480481728, LENOX, MI 48048-1728 |
| Document Number | 49430532 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 004943/000532 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2048 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,888.00 (-42.87%) Homeowner's exemption | $116,600 (+8.87%) | |
| 2024 | $3,305.00 (+8.65%) | $233,200 (+8.87%) | |
| 2023 | $107,100 | ||
| 2022 | $3,042.00 | $214,200 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (1984–2020) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2020 |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 169 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLAY TOWNSHIP serves 9,866 people |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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