4926 Taft Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 4926 Taft Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,461 sqft
Lot Size	0.294 acres (12,807 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2024)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-052-0025-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-052-0025-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,461 sqft Living Area
1st Floor Area	1,461 sqft

Exterior

Lot Area	12,807 sqft (0.294 acres)
Lot Depth	119 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4926 TAFT RD
City	CLAY
State	MI
Zip	48001-4397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COMM AT SE'LY COR HENRY WANKET ESTATES, TH S 16D 6M 41S W 33.09', TH S 69D 4M 44S E 121.43' TO BEG, TH S 69D 4M 44S E
Legal Subdivision	COMM AT SELY COR HENRY WANKET ESTATES
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3002
Census Tract	646000

Owner

4926 Taft Rd is owned and occupied by an individual who bought it in April 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4926 TAFT RD, CLAY, MI 48001-4397
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Mar 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 11, 2018	Quit Claim Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2024 · Amount on File
Deed Sale	Apr 23, 2024 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	20247521
Deed Book / Page	5708 / 273
Prior Transfer Date	Jun 19, 2018
Prior Transfer Doc	0049660179
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4926 TAFT RD, CLAY, MI 48001-4397
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049940498
Date	Oct 3, 2018
Book Page	4994/498
Instrument	2018022060

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 22, 2019
Property Address	4926 TAFT RD, CLAY, MI 48001-4397
Document Number	0050390750
Book / Page	005039 / 000750
Instrument Date	Sep 20, 2018
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4926 TAFT RD CLAY MI 480014397, CLAY, MI 48001-4397

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 10, 2018
Property Address	4926 TAFT RD, CLAY, MI 48001-4397
Document Number	0049860658
Book / Page	004986 / 000658
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7068 TRUMBLE LN ST CLAIR MI 480793618, ST CLAIR, MI 48079-3618

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 11, 2018
Property Address	4926 TAFT RD, CLAY, MI 48001-4397
Document Number	0049660179
Book / Page	004966 / 000179
Instrument Date	Jun 19, 2018
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7068 TRUMBLE LN ST CLAIR MI 480793618, ST CLAIR, MI 48079-3618

Tax Assessment & Valuation

The 2025 property tax bill for 4926 Taft Rd was $2,807 with a homeowner's exemption, up 23.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,300 (+12.31%)	$180,600
2025	$2,807.00 (+23.17%) Homeowner's exemption	$80,400
2024	$2,279.00		$160,800
2023		$70,800
2022	$2,102.00		$141,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4926 Taft Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4926 Taft Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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