4928 Lotta Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4928 Lotta Ct, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	4.5 Baths
Year Built	Built 2021
Square Footage	3,825 sqft Living Area
Lot Size	6,969 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$458,200 (2021)
Tax Bill	$11,800.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`20-26-31-3429-0001-2600`
Alternative APN	`263120342900012600`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,825 sqft Living Area
Gross Area	4,773 sqft Gross Area
1st Floor	1,945 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Tile Flooring

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached Garage
Garage Area	609 sqft Garage

Utilities and HVAC

Heating System	Central Heating

Location & Zoning

Street Address	4928 LOTTA CT
City	SAINT CLOUD
State	FL
Zip	34772-8770
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 260
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES
Legal Phase	3
Legal Lot Number	260
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records · APN 20-26-31-3429-0001-2600

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4928 LOTTA CT, SAINT CLOUD, FL 34772-8770
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Deed Doc Number	202125921
Deed Book / Page	5896 / 1953
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4928 LOTTA CT, SAINT CLOUD, FL 34772-8770
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2506 PICKETT AVE, SAINT CLOUD, FL 34772-0002

Mortgage

Document Number	0058961957
Date	Feb 23, 2021
Book Page	5896/1957
Instrument	2021025922

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,298.00 (-4.25%) Homeowner's exemption Widower's exemption	$583,400 (+1.07%) Land $100,000 Building $483,400	$583,400 (+1.07%) Land $100,000 Building $483,400
2024	$11,800.00 (+6.55%)
2023	$11,075.00 (+14.25%)	$577,200 (+28.18%) Land $95,000 Building $482,200	$577,200 (+28.18%) Land $95,000 Building $482,200
2022	$9,694.00	$450,300 Land $80,000 Building $370,300	$450,300 Land $80,000 Building $370,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.