4926 N Bernard St, Chicago, IL 60625 Property Records

Cook County property record for 4926 N Bernard St, Chicago, IL 60625

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,062 sqft · built 1941
Lot Size	0.108 acres (4,687 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Aug 2016)
Tax Bill	$9,250 (2023)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-11-418-027`

Property Details

APN / Parcel Number

Primary APN	`13-11-418-027`
Alternative APN	`13-11-418-027-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,062 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1943
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,687 sqft (0.108 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4926 N BERNARD ST
City	CHICAGO
State	IL
Zip	60625-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(NORTH) (WEST) (LAND) ASSOCIATION SUB IN SEC14 & SEC 11-40-13
Legal Range	13E
Legal Township	40N
Legal Section	11
Legal Subdivision	NORTH WEST LAND
Legal Block	75
Legal Lot Number	6,5
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	140200

Owner

Source: Cook County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4926 N BERNARD ST, CHICAGO, IL 60625-5146
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2016 · Amount on Record
Deed Sale	Aug 12, 2016 · Amount on Record
Prior Sale	Jul 9, 2004 · Amount on Record
Deed Document Number	201649052
Last Transfer Date	Mar 17, 2025
Transfer Doc	0000026065
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Sep 4, 2026
Property Address	4926 N BERNARD ST, CHICAGO, IL 60625-5146
Document Number	0000026143
Instrument Date	Aug 27, 2026
Instrument	202626143
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	4926 N BERNARD ST, CHICAGO, IL 60625-5146

Mortgage

Document Number	0000026143,
Date	Sep 4, 2026
Instrument	202626143

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	8.24%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4926 N BERNARD ST, CHICAGO, IL 60625-5146
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4926 N BERNARD ST, CHICAGO, IL 60625-5146

Mortgage

Document Number	0019349025
Date	Jul 12, 2022
Instrument	2219349025

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.59%
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4926 N BERNARD ST, CHICAGO, IL 60625-5146
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004706203
Date	Feb 16, 2021
Instrument	2104706203

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate	3%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,001 (+17.03%) Land $16,405 Building $38,596	$550,010 (+17.03%) Land $164,050 Building $385,960
2023	$9,250.00 (+2.83%)
2022	$8,995.00 Homeowner's exemption	$46,999 Land $13,123 Building $33,876	$469,990 Land $131,230 Building $338,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	19 units insured incl. 17 condo units
Nearby Flood Claims	16 (2008–2023)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 3 claims Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 932 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500

May also be available: AT&T, Google Fiber, T-Mobile, Verizon, Zentro.

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