Otsego County and Worcester Town property record for 493 Smith Rd, Worcester, NY 12197
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 2014 |
| Lot Size | 13.1 acres (572,378 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Dec 2006) |
| Tax Bill | $3,254 (2025) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 216.00-1-31.01 |
| Primary APN | 366600 216.00-1-31.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 572,378 sqft (13.1 acres) |
| Porch | Slab |
| Porch Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 480709002 |
|---|---|
| Street Address | 493 SMITH RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Block | 1 |
| Legal Lot Number | 31.010 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 590702 |
Source: Otsego County and Worcester Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 493 SMITH RD, WORCESTER, NY 12197-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2006 · Amount on Record |
| Deed Sale | Dec 13, 2006 · Amount on Record |
| Prior Sale | Aug 27, 2003 · Amount on Record |
| Deed Book / Page | 1100 / 920 |
| Last Transfer Date | May 10, 2022 |
| Transfer Doc | 0000000682 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 17, 2022 |
| Property Address | 493 SMITH RD, WORCESTER, NY 12197-3106 |
| Document Number | 0000000682 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022-2682 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 493 SMITH RD, WORCESTER, NY 12197-3106 |
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,254.00 | $55,500 (-) Land $15,000 Building $40,500 | $135,036 (+11.92%) Land $36,496 Building $98,540 |
| 2023 | $55,500 Land $15,000 Building $40,500 | $120,652 Land $32,609 Building $88,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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