465 Smith Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 465 Smith Rd, Worcester, NY 12197 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size128,066 sqft (2.94 acres)
Last Sale$143,500 (2021)
Tax Bill$2,923.00 (2025)

Owner

Source: Otsego County and Worcester Town records · APN 366600 216.00-1-33.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 6263, OCEAN ISLE BEACH, NC 28469-0263
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2021 · Amount on Record
Deed SaleMay 05, 2021 · Amount on Record
Deed Doc Number20212482
Record RefreshedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateMay 05, 2021
Property Address465 SMITH RD, WORCESTER, NY 12197-3106
Document Number482
Instrument DateApr 30, 2021
Instrument2021-2482
Transaction TypeTransfer
Record UpdatedJun 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 6263, OCEAN ISLE BEACH, NC 28469-0263

Mortgage

Document Number483
DateMay 05, 2021
Instrument2021-2483
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otsego County and Worcester Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionWorcester Town
Unified School DistrictWorcester Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,923.00$49,800 (-) Land $7,700 Building $42,100$121,168 (+11.92%) Land $18,735 Building $102,433
2023$49,800 Land $7,700 Building $42,100$108,261 Land $16,739 Building $91,522

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN366600 216.00-1-33.00
Alternative APNs
  • 660021600000010330000000
  • 480307202

Exterior

Lot Area128,066 sqft (2.94 acres)

Utilities and HVAC

Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number480307202
Street Address465 SMITH RD
CityWORCESTER
StateNY
Zip12197-3106
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number33.000
JurisdictionOTSEGO NY
Minor Civil DivisionWORCESTER
Census Blockgroup2
Census Block2045
Census Tract590702

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