477 Smith Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 477 Smith Rd, Worcester, NY 12197 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Lot Size535,352 sqft (12.2 acres)
OccupancyOwner Occupied
Last Sale$130,000 (2021)
Tax Bill$4,211.00 (2025)

Owner

Source: Otsego County and Worcester Town records · APN 366600 216.00-1-31.02

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address477 SMITH RD, WORCESTER, NY 12197-3106
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Deed Doc Number20214474
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateAug 12, 2021
Property Address477 SMITH RD, WORCESTER, NY 12197
Document Number0000000474
Instrument DateJul 19, 2021
Instrument2021-4474
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address477 SMITH RD, WORCESTER, NY 12197

Mortgage

Document Number0000000475
DateAug 12, 2021
Instrument2021-4475
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otsego County and Worcester Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionWorcester Town
Unified School DistrictWorcester Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,211.00$72,000 (-) Land $17,600 Building $54,400$175,182 (+11.92%) Land $42,822 Building $132,360
2023$72,000 Land $17,600 Building $54,400$156,522 Land $38,261 Building $118,261

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN366600 216.00-1-31.02
Alternative APN
  • 482058822

Exterior

Lot Area535,352 sqft (12.2 acres)

Utilities and HVAC

Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number482058822
Street Address477 SMITH RD
CityWORCESTER
StateNY
Zip12197-3106
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Block1
Legal Lot Number31.020
JurisdictionOTSEGO NY
Minor Civil DivisionWORCESTER
Census Blockgroup2
Census Block2045
Census Tract590702

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