527 Smith Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 527 Smith Rd, Worcester, NY 12197 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	461,736 sqft (10.6 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2019)
Tax Bill	$5,610.00 (2025)

Owner

Source: Otsego County and Worcester Town records · APN 366600 216.00-1-29.02

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	527 SMITH RD, WORCESTER, NY 12197-3109
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Oct 21, 2006 · Amount on Record
Deed Doc Number	20195571
Prior Transfer Date	Apr 08, 2014
Prior Transfer Doc	2014001572
Record Refreshed	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 26, 2019
Property Address	527 SMITH RD, WORCESTER, NY 12197-3109
Document Number	0000005571
Instrument Date	Nov 21, 2019
Instrument	5571
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	COOPER COUNTRY ABSTRACT, COOPER CNTRY ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 SMITH RD WORCESTER NY 121973109, WORCESTER, NY 12197-3109

Mortgage

Document Number	5572
Date	Nov 26, 2019
Instrument	5572

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Otsego County and Worcester Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,610.00	$96,108 (+37.3%) Land $18,420 Building $77,688	$233,839 (+53.67%) Land $44,817 Building $189,022
2023		$70,000 Land $14,000 Building $56,000	$152,174 Land $30,435 Building $121,739

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`366600 216.00-1-29.02`
Alternative APNs	`660021600000010290200000` `481900802`

Exterior

Lot Area	461,736 sqft (10.6 acres)

Utilities and HVAC

Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	481900802
Street Address	527 SMITH RD
City	WORCESTER
State	NY
Zip	12197-3109
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	29.020
Jurisdiction	OTSEGO NY
Minor Civil Division	WORCESTER
Census Blockgroup	2
Census Block	2045
Census Tract	590702