Kane County property record for 493 North St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,689 sqft · built 1944 |
| Lot Size | 0.112 acres (4,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Feb 2010) |
| Tax Bill | $6,419 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-253-003 |
| Primary APN | 06-13-253-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,689 sqft Living Area |
| Gross Area | 2,459 sqft |
| Basement Area | 770 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,884 sqft (0.112 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 493 NORTH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J R LANES ADD SLY 23.55 FT WLY 41 FT OF LOT 4 NLY 64.45 FT WLY 41 FT & SLY 1.55 FT WLY 33 FT LOT 5 NLY 42.45 FT WLY 33 FT LOT 6 BLK 1 |
| Legal Subdivision | J R LANES ADD |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
493 North St is owned and occupied by two individuals who acquired it in March 2010.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 493 NORTH ST, ELGIN, IL 60120-5650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2010 · Amount on File |
| Deed Sale | Feb 18, 2010 · Amount on File |
| Deed Document Number | 201011448 |
| Last Transfer Date | Mar 24, 2010 |
| Transfer Doc | 0000024119 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 493 North St was $6,419 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,419.00 Homeowner's exemption | $92,150 (+8.57%) Land $12,745 Building $79,405 | $276,561 (+8.57%) Land $38,250 Building $238,310 |
| 2024 | $84,876 Land $11,739 Building $73,137 | $254,730 Land $35,231 Building $219,499 | |
| 2022 | $5,542.00 (+4.65%) Homeowner's exemption | $69,918 (+6.96%) Land $9,670 Building $60,248 | $209,754 (+6.96%) Land $29,010 Building $180,744 |
| 2021 | $5,296.00 Homeowner's exemption | $65,369 Land $9,041 Building $56,328 | $196,107 Land $27,123 Building $168,984 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 493 North St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 493 North St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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