Kane County property record for 481 North St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,539 sqft · built 1890 |
| Lot Size | 0.137 acres (5,969 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $38,500 (Apr 2013) |
| Tax Bill | $5,225 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-252-010 |
| Primary APN | 06-13-252-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,539 sqft Living Area |
| Gross Area | 2,471 sqft |
| Basement Area | 932 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Lot Area | 5,969 sqft (0.137 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 481 NORTH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB EXCEPT EAST 14 FT LOT 287 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 3 |
| Legal Lot Number | 287 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 481 NORTH ST, ELGIN, IL 60120-5649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2013 · Amount on Record |
| Deed Sale | Apr 9, 2013 · Amount on Record |
| Prior Sale | Sep 22, 2006 · Amount on Record |
| Deed Document Number | 201326214 |
| Prior Transfer Date | Oct 29, 2012 |
| Prior Transfer Doc | 0000026214 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,225.00 (+15.8%) Homeowner's exemption | $76,494 (+8.57%) Land $12,336 Building $64,158 | $229,574 (+8.57%) Land $37,023 Building $192,551 |
| 2024 | $70,456 (+21.39%) Land $11,362 Building $59,094 | $211,453 (+21.44%) Land $34,100 Building $177,353 | |
| 2022 | $4,512.00 (+4.81%) Homeowner's exemption | $58,040 (+6.96%) Land $9,360 Building $48,680 | $174,120 (+6.96%) Land $28,080 Building $146,040 |
| 2021 | $4,305.00 Homeowner's exemption | $54,263 Land $8,751 Building $45,512 | $162,789 Land $26,253 Building $136,536 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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