480 North St, Elgin, IL 60120 Property Records

Kane County property record for 480 North St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 798 sqft · built 1890
Lot Size	0.76 acres (3,312 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jul 2022)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-251-018`

Property Details

APN / Parcel Number

Primary APN	`06-13-251-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	798 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	798 sqft
Basement Area	798 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Ranch
Construction Type	Frame
Lot Area	3,312 sqft (0.76 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	480 NORTH ST
City	ELGIN
State	IL
Zip	60120-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURRITTS ADDN LOT 10
Legal Subdivision	BURRITTS ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1008
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	480 NORTH ST, ELGIN, IL 60120-5648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Jul 11, 2008
Deed Document Number	202238683
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 29, 2022
Property Address	480 NORTH ST, ELGIN, IL 60120-5648
Document Number	0000038683
Instrument Date	Jul 26, 2022
Instrument	2022K038683
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10056 AUGUSTA AVE, 10056, ELGIN, IL 60120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 NORTH ST, ELGIN, IL 60120-5648
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038684
Date	Jul 29, 2022
Instrument	2022K038684

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,067.00 (+15.69%) Homeowner's exemption	$48,212 (+8.57%) Land $11,362 Building $36,850	$144,694 (+8.57%) Land $34,100 Building $110,594
2024		$44,406 (+21.4%) Land $10,465 Building $33,941	$133,271 (+21.45%) Land $31,408 Building $101,864
2022	$2,651.00 (+5.41%) Homeowner's exemption	$36,579 (+6.96%) Land $8,620 Building $27,959	$109,737 (+6.96%) Land $25,860 Building $83,877
2021	$2,515.00 Homeowner's exemption	$34,199 Land $8,059 Building $26,140	$102,597 Land $24,177 Building $78,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20