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489 North St, Elgin, IL 60120 Property Records

Kane County property record for 489 North St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,216 sqft · built 1914
Lot Size0.181 acres (7,869 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jul 2019)
Tax Bill$6,989 (2025)
Deeds & MortgagesJul 2019 Sale
May 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN06-13-253-002

Property Details

APN / Parcel Number

Primary APN06-13-253-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,216 sqft Living Area
Gross Area3,324 sqft
Basement Area1,108 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleA-Frame
Construction TypeFrame
Lot Area7,869 sqft (0.181 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceCommercial

Location & Zoning

Street Address489 NORTH ST
CityELGIN
StateIL
Zip60120-5650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB LOT 285
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block3
Legal Lot Number285
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3001
Census Tract851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

489 North St is owned and occupied by an individual who bought it in July 2019.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address623 CONGDON AVE, ELGIN, IL 60120-2427
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2019Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
May 8, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2019 · Amount on File
Deed SaleJul 26, 2019 · Amount on File
Prior SaleMay 8, 2019
Deed Document Number201932908
Record UpdatedOct 29, 2026

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateJul 26, 2019
Property Address489 NORTH ST, ELGIN, IL 60120-5650
Document Number0000032908
Instrument DateMay 2, 2019
Instrument32908
Transaction TypeTransfer
Record UpdatedAug 1, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
Tax$202.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address673 CONGDON AVE ELGIN IL 601202463, ELGIN, IL 60120-2463

May 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateMay 8, 2019
Property Address489 NORTH ST, ELGIN, IL 60120-5650
Document Number0000018243
Instrument DateAug 7, 2018
Instrument18243
Transaction TypeForeclosure
Record UpdatedMay 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 NORTH ST ELGIN IL 601205650, ELGIN, IL 60120-5650
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 489 North St was $6,989 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,989.00 Homeowner's exemption$99,617 (+8.57%) Land $16,270 Building $83,347$298,971 (+8.57%) Land $48,830 Building $250,141
2024$91,754 Land $14,986 Building $76,768$275,372 Land $44,976 Building $230,396
2022$6,033.00 Homeowner's exemption$75,584 Land $12,345 Building $63,239$226,752 Land $37,035 Building $189,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 489 North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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