493 Chamonix Ln, Harbor Springs, MI 49740 Property Records

Emmet County property record for 493 Chamonix Ln, Harbor Springs, MI 49740

Property Summary

Property Type	Single Family Home
Details	1,932 sqft · built 2024
Lot Size	0.395 acres (17,228 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Oct 2019)
Tax Bill	$398 (2024)
Deeds & Mortgages	Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-13-34-179-007`

Property Details

APN / Parcel Number

Primary APN	`11-13-34-179-007`

Interior

Building Area	1,932 sqft Building Perimeter
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	17,228 sqft (0.395 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	493 CHAMONIX LN
City	HARBOR SPRINGS
State	MI
Zip	49740-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PT R-1
Legal Description	PLAT OF HIDDEN HAMLET NO 5, LOT 51. SECTION 34, T36N, R5W
Legal Range	05W
Legal Township	36N
Legal Section	34
Legal Subdivision	HIDDEN HAMLET
Legal Lot Number	51
Jurisdiction	EMMET MI
Township / Civil Division	PLEASANTVIEW
Census Block Group	2
Census Block	2002
Census Tract	970302

Owner

493 Chamonix Ln is owned by two individuals who bought it in October 2019.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 VISION DR, WEST PALM BEACH, FL 33418
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Mar 24, 2003 · Amount on File
Deed Document Number	20195169015
Deed Book / Page	1216 / 94
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 16, 2019
Property Address	493 CHAMONIX LN, HARBOR SPRINGS, MI 49740-9545
Document Number	1216/94
Book / Page	1216 / 94
Instrument Date	Oct 11, 2019
Instrument	5169015
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 MARLBOROUGH PL, WEST PALM BEACH, FL 33405-1615

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Pleasantview Township
Unified School District	Harbor Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,600 Land $260,600	$521,200 Land $521,200
2024	$398.00
2023		$10,000 Land $10,000	$20,000 Land $20,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 493 Chamonix Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 493 Chamonix Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMLET VILLAGE CONDOMINIUMS ASSOCIATION private · serves 126 people · EPA ID MI0002944
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	30 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Truestream Fiber	1,000 / 1,000