Emmet County property record for 442 Chamonix Ln, Harbor Springs, MI 49740
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,538 sqft · built 1970 |
| Lot Size | 0.199 acres (8,701 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,640 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-13-34-179-018 |
| Primary APN | 11-13-34-179-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,538 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 1,368 sqft |
| Unfinished Basement | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 8,701 sqft (0.199 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 442 CHAMONIX LN |
|---|---|
| City | HARBOR SPRINGS |
| State | MI |
| Zip | 49740-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PT R-1 |
| Legal Description | PLAT OF HIDDEN HAMLET NO 5, LOTS 53 & 54. SECTION 34, T36N, R5W |
| Legal Range | 05W |
| Legal Township | 36N |
| Legal Section | 34 |
| Legal Subdivision | HIDDEN HAMLET NO 5 |
| Legal Lot Number | 53-54 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PLEASANTVIEW |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970302 |
442 Chamonix Ln is held in a trust since December 2012.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 683 HALF MOON RD, BLOOMFIELD HILLS, MI 48301-2421 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2012 |
| Transfer Doc | 001151/681 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Pleasantview Township |
| Unified School District | Harbor Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,800 (+10.77%) Land $278,800 | $557,600 (+10.77%) Land $557,600 | |
| 2025 | $251,700 Land $251,700 | $503,400 Land $503,400 | |
| 2024 | $3,640.00 | ||
| 2023 | $237,800 Land $237,800 | $475,600 Land $475,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Chamonix Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 442 Chamonix Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMLET VILLAGE CONDOMINIUMS ASSOCIATION private · serves 126 people · EPA ID MI0002944 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 30 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Aug 2025 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
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