426 Chamonix Ln, Harbor Springs, MI 49740 Property Records

Emmet County property record for 426 Chamonix Ln, Harbor Springs, MI 49740

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1975
Lot Size	0.376 acres (16,382 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,897 (2024)
Deeds & Mortgages	Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-13-34-179-002`

Property Details

APN / Parcel Number

Primary APN	`11-13-34-179-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,008 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	16,382 sqft (0.376 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	426 CHAMONIX LN
City	HARBOR SPRINGS
State	MI
Zip	49740-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PT R-1
Legal Description	PLAT OF HIDDEN HAMLET NO 5, LOT 46. SECTION 34, T36N, R5W
Legal Range	05W
Legal Township	36N
Legal Section	34
Legal Subdivision	HIDDEN HAMLET NO 5
Legal Lot Number	46
Jurisdiction	EMMET MI
Township / Civil Division	PLEASANTVIEW
Census Block Group	2
Census Block	2002
Census Tract	970302

Owner

426 Chamonix Ln is owned and occupied by two individuals who acquired it in July 2025.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 CHAMONIX LN, HARBOR SPRINGS, MI 49740-9545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025
Deed Sale	Jul 21, 2025
Prior Sale	Apr 7, 2025
Deed Document Number	20255221491
Deed Book / Page	1268 / 465
Prior Transfer Date	Mar 31, 2025
Prior Transfer Doc	001266/192
Record Updated	Oct 29, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jul 7, 2020
Property Address	426 CHAMONIX LN, HARBOR SPRINGS, MI 49740-9545
Document Number	1222/788
Book / Page	1222 / 788
Instrument Date	Jun 23, 2020
Instrument	5175730
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CHAMONIX LN, HARBOR SPRINGS, MI 49740-9545

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Pleasantview Township
Unified School District	Harbor Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,500 Land $147,500	$295,000 Land $295,000
2024	$3,897.00
2023		$122,700 Land $122,700	$245,400 Land $245,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Chamonix Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Chamonix Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMLET VILLAGE CONDOMINIUMS ASSOCIATION private · serves 126 people · EPA ID MI0002944
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	30 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Truestream Fiber	1,000 / 1,000