411 Chamonix Ln, Harbor Springs, MI 49740 Property Records

Emmet County property record for 411 Chamonix Ln, Harbor Springs, MI 49740

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,386 sqft · built 1965
Lot Size	0.476 acres (20,748 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,815 (2024)
Deeds & Mortgages	Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-13-34-179-001`

Property Details

APN / Parcel Number

Primary APN	`11-13-34-179-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,386 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	20,748 sqft (0.476 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 CHAMONIX LN
City	HARBOR SPRINGS
State	MI
Zip	49740-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PT R-1
Legal Description	PLAT OF HIDDEN HAMLET NO 5, LOT 45. SECTION 34, T36N, R5W
Legal Range	05W
Legal Township	36N
Legal Section	34
Legal Subdivision	HIDDEN HAMLET NO 5
Legal Lot Number	45
Jurisdiction	EMMET MI
Township / Civil Division	PLEASANTVIEW
Census Block Group	2
Census Block	2002
Census Tract	970302

Owner

411 Chamonix Ln is owner-occupied and held in a trust since June 2022.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	411 CHAMONIX LN, HARBOR SPRINGS, MI 49740-9545
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 9, 2022
Transfer Doc	001244/999
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 24, 2022
Property Address	411 CHAMONIX LN, HARBOR SPRINGS, MI 49740-9545
Document Number	001244/999
Book / Page	1244 / 999
Instrument Date	Jun 9, 2022
Instrument	5197970
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CHAMONIX LN, HARBOR SPRINGS, MI 49740-9545

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Pleasantview Township
Unified School District	Harbor Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,300 (+7.15%) Land $190,300	$380,600 (+7.15%) Land $380,600
2025		$177,600 Land $177,600	$355,200 Land $355,200
2024	$2,815.00
2023		$160,200 Land $160,200	$320,400 Land $320,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Chamonix Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Chamonix Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIDDEN HAMLET ASSOCIATION private · serves 465 people · EPA ID MI0003132
Water Source	Groundwater
Last State Inspection	May 2023
Also Mapped Here	HAMLET VILLAGE CONDOMINIUMS ASSOCIATION
Lead	55 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Truestream Fiber	1,000 / 1,000