4925 Champlain Cir, West Bloomfield, MI 48323 Property Records

Oakland County property record for 4925 Champlain Cir, West Bloomfield, MI 48323

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,101 sqft · built 1982
Lot Size	0.409 acres (17,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$757,000 (Jul 2018)
Tax Bill	$5,959 (2025)
Deeds & Mortgages	Oct 2019 Second Mortgage Oct 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`X-18-24-155-006`

Property Details

APN / Parcel Number

Primary APN	`X-18-24-155-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,101 sqft Living Area
1st Floor Area	2,817 sqft
Basement Area	2,338 sqft
Finished Basement	2,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Flat
Lot Area	17,816 sqft (0.409 acres)
Lot Dimensions	17,820 ft deep x 1 ft wide
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	649 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4925 CHAMPLAIN CIR
City	WEST BLOOMFIELD
State	MI
Zip	48323-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 23 & 24 CHAMBORD VILLAS LOT 31
Legal Range	09E
Legal Township	02N
Legal Section	23
Legal Subdivision	CHAMBORD VILLAS
Legal Lot Number	31
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	3
Census Block	3012
Census Tract	156400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4925 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE HUNTINGTON NATIONAL BANK
Oct 10, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE HUNTINGTON NATIONAL BANK
Aug 28, 2019	Deed of Trust, Mortgage LAKE MI CU
Jul 31, 2018	Warranty Deed, Transfer LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	2018126707
Deed Book / Page	52045 / 283
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4925 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172596
Date	Oct 17, 2019
Book Page	53391/00341
Instrument	172596

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	GRAND RAPIDS, MI 49503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4925 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167965
Date	Oct 10, 2019
Book Page	53360/00724
Instrument	167965

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	GRAND RAPIDS, MI 49503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4925 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529
Document Number	0000146444
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4925 CHAMPLAIN CIR WEST BLOOMFIELD MI 483233529, WEST BLOOMFIELD, MI 48323-3529

Mortgage

Document Number	0000146444
Date	Sep 9, 2019
Book Page	053227/000654
Instrument	146444

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2034

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 31, 2018
Property Address	4925 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529
Document Number	0000126707
Book / Page	052045 / 000283
Instrument Date	Jul 23, 2018
Instrument	126707
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	BARRISTERS SETTLEMENT AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,510.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29017 HEARTHSTONE DR NOVI MI 483772724, NOVI, MI 48377-2724

Mortgage

Document Number	131351
Date	Jul 31, 2018
Book Page	052072/000159
Instrument	131351

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2033

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Bloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,959.00 (-48.32%) Homeowner's exemption	$328,500 (+11.94%) Land $27,500 Building $301,000	$657,000 (+11.94%) Land $55,000 Building $602,000
2024	$11,531.00 (+9.44%)
2023			$586,940 Land $55,000 Building $531,940
2022	$10,536.00	$293,470 Land $27,500 Building $265,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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