4901 Champlain Cir, West Bloomfield, MI 48323 Property Records

Oakland County property record for 4901 Champlain Cir, West Bloomfield, MI 48323

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,711 sqft · built 1983
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Feb 2018)
Tax Bill	$5,566 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`X-18-24-155-002`

Property Details

APN / Parcel Number

Primary APN	`X-18-24-155-002`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,711 sqft Living Area
1st Floor Area	2,158 sqft
Basement Area	1,900 sqft
Finished Basement	1,900 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	166 ft deep x 149 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	46 sqft
Deck Area	473 sqft
Patio Area	473 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4901 CHAMPLAIN CIR
City	WEST BLOOMFIELD
State	MI
Zip	48323-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 24 CHAMBORD VILLAS LOT 34
Legal Range	09E
Legal Township	02N
Legal Section	24
Legal Subdivision	CHAMBORD VILLAS
Legal Lot Number	34
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	3
Census Block	3012
Census Tract	156400

Owner

Source: Oakland County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4901 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jan 8, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 27, 2018	Warranty Deed, Transfer · Conventional Mortgage OWNIUM
Aug 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	201831708
Deed Book / Page	51590 / 728
Last Transfer Date	Dec 30, 2020
Transfer Doc	0000007249
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4901 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032750
Date	Feb 13, 2020
Book Page	53836/266
Instrument	32750

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4901 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529

Mortgage

Document Number	0000159856
Date	Aug 12, 2020
Book Page	54646/820
Instrument	159856

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 8, 2021
Property Address	4901 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529
Document Number	0000007249
Book / Page	055476 / 000340
Instrument Date	Dec 30, 2020
Instrument	7249
Transaction Type	Transfer
Record Updated	Mar 31, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4901 CHAMPLAIN CIR WEST BLOOMFIELD MI 483233529, WEST BLOOMFIELD, MI 48323-3529

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 27, 2018
Property Address	4901 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529
Document Number	0000031708
Book / Page	051590 / 000728
Instrument Date	Feb 23, 2018
Instrument	31708
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7670 ROSEWOOD LN WEST BLOOMFIELD MI 483233908, WEST BLOOMFIELD, MI 48323-3908

Mortgage

Document Number	31709
Date	Feb 27, 2018
Book Page	051590/000730
Instrument	31709

Lender

Name	OWNIUM
Address	6444 MONROE ST # 6, SYLVANIA, OH 43560-1455

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4901 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3529
Document Number	0000168281
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4901 CHAMPLAIN CIR WEST BLOOMFIELD MI 483233529, WEST BLOOMFIELD, MI 48323-3529

Mortgage

Document Number	0000168281
Date	Sep 8, 2017
Book Page	051054/000796
Instrument	168281

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Bloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,566.00 (-48.32%) Homeowner's exemption	$310,520 (+13.25%) Land $36,000 Building $274,520	$621,040 (+13.25%) Land $72,000 Building $549,040
2024	$10,771.00 (+9.24%)
2023			$548,360 Land $72,000 Building $476,360
2022	$9,860.00	$274,180 Land $36,000 Building $238,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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