Polk County property record for 4920 Willowbrook Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,130 sqft · built 1998 |
| Lot Size | 0.272 acres (11,853 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Dec 2020) |
| Tax Bill | $2,793 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-01-663563-001530 |
| Primary APN | 26-29-01-663563-001530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,130 sqft Living Area |
| Gross Area | 2,571 sqft |
| 1st Floor Area | 2,130 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,853 sqft (0.272 acres) |
| Lot Dimensions | 126 ft deep x 83 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 240 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 234 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 4920 WILLOWBROOK CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CYPRESS GROVE PHASE FOUR PB 79 PGS 33/35 LOT 153 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS GROVE PHASE 04 |
| Legal Phase | 4 |
| Legal Tract | 663563 |
| Legal Block | 2 |
| Legal Lot Number | 153 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 14003 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4920 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 1, 2020 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG |
| Jan 28, 2019 | Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2020 · Amount on Record |
| Deed Sale | Dec 1, 2020 · Amount on Record |
| Prior Sale | Jan 28, 2019 · Amount on Record |
| Deed Document Number | 2020256077 |
| Deed Book / Page | 11472 / 1928 |
| Prior Transfer Date | Oct 29, 2013 |
| Prior Transfer Doc | 0000200751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4920 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2936 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4920 WILLOWEROOK CIRCLE, WINTER HAVEN, FL 33884-2936 |
| Document Number | 0000229759 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 11875/1445 |
| Instrument | 2021229759 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 1, 2020 |
| Property Address | 4920 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2936 |
| Document Number | 0114721928 |
| Book / Page | 011472 / 001928 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 256077 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4920 WILLOWBROOK CIR WINTER HAVEN FL 338842936, WINTER HAVEN, FL 33884-2936 |
| Document Number | 114721930 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 011472/001930 |
| Instrument | 256078 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4920 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2936 |
| Document Number | 0112140271 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4920 WILLOWBROOK CIR WINTER HAVEN FL 338842936, WINTER HAVEN, FL 33884-2936 |
| Document Number | 0112140271 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 011214/000271 |
| Instrument | 84292 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 4920 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2936 |
| Document Number | 0107331853 |
| Book / Page | 010733 / 001853 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 16938 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4920 WILLOWBROOK CIR WINTER HAVEN FL 338842936, WINTER HAVEN, FL 33884-2936 |
| Document Number | 107331855 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 010733/001855 |
| Instrument | 16939 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,217 (+2.7%) | $309,832 (-1.72%) Land $50,000 Building $259,832 | |
| 2025 | $2,793.00 (-12.47%) Homeowner's exemption | $256,297 (+7.24%) | $315,250 (+8.78%) Land $50,000 Building $265,250 |
| 2023 | $3,191.00 (+3.81%) Homeowner's exemption | $238,988 (+3%) | $289,808 (-11.54%) Land $48,000 Building $241,808 |
| 2022 | $3,074.00 Homeowner's exemption | $232,027 | $327,626 Land $40,000 Building $287,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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