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4915 Willowbrook Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 4915 Willowbrook Cir, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,568 sqft · built 1994
Lot Size0.652 acres (28,388 sqft)
OwnerIndividual Name on Record
Last Sale$19,000 (May 1994)
Tax Bill$2,405 (2025)
Deeds & MortgagesMar 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN26-29-01-663563-001460

Property Details

APN / Parcel Number

Primary APN26-29-01-663563-001460
Alternative APNs
  • 012926663563001460
  • 12926000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,568 sqft Living Area
Gross Area2,608 sqft
1st Floor Area1,032 sqft
Upper Floors Area936 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area28,388 sqft (0.652 acres)
Lot Dimensions110 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area484 sqft
PorchFlorida Room
Porch Area240 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4915 WILLOWBROOK CIR
CityWINTER HAVEN
StateFL
Zip33884-2935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCYPRESS GROVE PHASE FOUR PB 79 PGS 33/35 LOT 146
Legal Range26E
Legal Township29S
Legal Section01
Legal SubdivisionCYPRESS GROVE PHASE 04
Legal Phase4
Legal Tract663563
Legal Block2
Legal Lot Number146
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2000
Census Tract14003

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4915 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 1994 · Amount on Record
Deed SaleMay 25, 1994 · Amount on Record
Deed Book / Page3393 / 618
Prior Transfer DateMay 19, 1994
Prior Transfer Doc3393000618
Record UpdatedOct 29, 2026

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address4915 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2935
Document Number0101050980
Instrument DateMar 8, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4915 WILLOWBROOK CIR WINTER HAVEN FL 338842935, WINTER HAVEN, FL 33884-2935

Mortgage

Document Number0101050980
DateMar 30, 2017
Book Page010105/000980
Instrument60900
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,334 (+2.7%)$406,344 (-1.47%) Land $110,000 Building $296,344
2025$2,405.00 (+5.53%) Homeowner's exemption$226,226 (+5.99%)$412,424 (+9.9%) Land $110,000 Building $302,424
2023$2,279.00 (+2.38%) Homeowner's exemption$213,447 (+3%)$375,262 (+3.51%) Land $105,000 Building $270,262
2022$2,226.00 Homeowner's exemption$207,230$362,549 Land $88,000 Building $274,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation141.1 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimOct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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