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4913 Willowbrook Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 4913 Willowbrook Cir, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,005 sqft · built 2007
Lot Size0.537 acres (23,370 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (May 2019)
Tax Bill$4,883 (2025)
Deeds & MortgagesAug 2019 Mortgage
Aug 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-29-01-663563-001470

Property Details

APN / Parcel Number

Primary APN26-29-01-663563-001470
Alternative APNs
  • 012926663563001470
  • 12926000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,005 sqft Living Area
Gross Area3,669 sqft
1st Floor Area1,753 sqft
Upper Floors Area1,252 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area23,370 sqft (0.537 acres)
Lot Dimensions139 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area664 sqft
Pool TypeEnclosed Pool
PorchUnfinished Open Porch
Porch Area450 sqft

Location & Zoning

Street Address4913 WILLOWBROOK CIR
CityWINTER HAVEN
StateFL
Zip33884-2935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCYPRESS GROVE PHASE FOUR PB 79 PGS 33/35 LOT 147
Legal Range26E
Legal Township29S
Legal Section01
Legal SubdivisionCYPRESS GROVE PHASE 04
Legal Phase4
Legal Tract663563
Legal Block2
Legal Lot Number147
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2000
Census Tract14003

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4913 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
Aug 5, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
May 20, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jun 21, 2017Loan Modification, Mortgage
WAUCHULA ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Prior SaleMar 17, 2006 · Amount on Record
Deed Document Number2019102765
Deed Book / Page10846 / 609
Prior Transfer DateDec 7, 2005
Prior Transfer Doc0000308751
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4913 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2935
Document Number0109421617
Instrument DateAug 5, 2019
Transaction TypeMortgage
Record UpdatedSep 3, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4913 WILLOWBROOK CIR WINTER HAVEN FL 338842935, WINTER HAVEN, FL 33884-2935

Mortgage

Document Number0109421617
DateAug 15, 2019
Book Page010942/001617
Instrument172880
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term996 Months
Interest
Rate TypeAdjustable Rate
Rate4.77%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4913 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2935
Document Number0109421631
Instrument DateAug 5, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4913 WILLOWBROOK CIR WINTER HAVEN FL 338842935, WINTER HAVEN, FL 33884-2935

Mortgage

Document Number0109421631
DateAug 15, 2019
Book Page010942/001631
Instrument172881
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term996 Months
Interest
Rate TypeAdjustable Rate
Rate4.77%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 20, 2019
Property Address4913 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2935
Document Number0108460609
Book / Page010846 / 000609
Instrument DateMay 17, 2019
Instrument102765
Transaction TypeTransfer
Record UpdatedJun 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,080.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4913 WILLOWBROOK CIR WINTER HAVEN FL 338842935, WINTER HAVEN, FL 33884-2935

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address4913 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2935
Document Number0102031142
Book / Page010203 / 001142
Instrument DateJun 21, 2017
Transaction TypeMortgage
Record UpdatedJul 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4913 WILLOWBROOK CIR WINTER HAVEN FL 338842935, WINTER HAVEN, FL 33884-2935

Mortgage

Document Number0102031142
DateJul 13, 2017
Book Page010203/001142
Instrument133531
Lender
NameWAUCHULA ST BK
TypeBank
AddressWAUCHULA, FL 33873-0248
Agreement
AmountAmount Recorded
Term36 Months
DueJul 12, 2020

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$429,174 (+2.7%)$535,788 (+0.3%) Land $110,000 Building $425,788
2025$4,883.00 (-6.62%) Homeowner's exemption$417,891 (+5.99%)$534,207 (+8.97%) Land $110,000 Building $424,207
2023$5,229.00 (+2.99%) Homeowner's exemption$394,285 (+3%)$490,227 (-2.38%) Land $105,000 Building $385,227
2022$5,077.00 Homeowner's exemption$382,801$502,202 Land $88,000 Building $414,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimOct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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