4923 Willowbrook Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 4923 Willowbrook Cir, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,266 sqft · built 1994
Lot Size	0.433 acres (18,875 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Nov 2017)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-01-663563-001350`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-663563-001350`
Alternative APNs	`012926663563001350` `12926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,266 sqft Living Area
Gross Area	2,842 sqft
1st Floor Area	2,266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	18,875 sqft (0.433 acres)
Lot Dimensions	136 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Porch	Screened/Unfinished Porch
Porch Area	487 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4923 WILLOWBROOK CIR
City	WINTER HAVEN
State	FL
Zip	33884-2937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS GROVE PHASE FOUR PB 79 PGS 33/35 LOT 135
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	CYPRESS GROVE PHASE 04
Legal Phase	4
Legal Tract	663563
Legal Block	2
Legal Lot Number	135
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2000
Census Tract	14003

Owner

4923 Willowbrook Cir is owned and occupied by an individual who bought it in November 2017.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4923 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Oct 14, 2019	Deed of Trust, Mortgage · Conventional with PMI AMERICAN FIN'L NTWK INC
Nov 8, 2017	Warranty Deed, Transfer · Conventional with PMI INTERLINC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	Sep 22, 2016 · Amount on File
Deed Document Number	2017214665
Deed Book / Page	10309 / 680
Prior Transfer Date	Sep 17, 2015
Prior Transfer Doc	0000170008
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jun 29, 2026
Property Address	4923 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2937
Document Number	0000154363
Book / Page	14055 / 263
Instrument Date	Jun 18, 2026
Instrument	2026154363
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4923 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2937

Mortgage

Document Number	0000154363,
Date	Jun 29, 2026
Book Page	14055/263
Instrument	2026154363

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 25, 2046

Interest

Rate	6.51%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4923 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2937
Document Number	0110132155
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4923 WILLOWBROOK CIR WINTER HAVEN FL 338842937, WINTER HAVEN, FL 33884-2937

Mortgage

Document Number	0110132155
Date	Oct 22, 2019
Book Page	011013/002155
Instrument	223405

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 8, 2017
Property Address	4923 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2937
Document Number	0103090680
Book / Page	010309 / 000680
Instrument Date	Oct 31, 2017
Instrument	214665
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	EXECUTIVE TITLE/CTRL FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4923 WILLOWBROOK CIR WINTER HAVEN FL 338842937, WINTER HAVEN, FL 33884-2937

Mortgage

Document Number	103090681
Date	Nov 8, 2017
Book Page	010309/000681
Instrument	214666

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4923 Willowbrook Cir was $2,048 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,963 (+2.7%)	$340,769 (-4.43%) Land $60,000 Building $280,769
2025	$2,048.00 Homeowner's exemption	$198,601	$356,576 Land $60,000 Building $296,576
2023	$2,514.00 (+4.4%) Homeowner's exemption	$187,383 (+3%)	$329,110 (-8.91%) Land $58,000 Building $271,110
2022	$2,408.00 Homeowner's exemption	$181,925	$361,307 Land $48,000 Building $313,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4923 Willowbrook Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4923 Willowbrook Cir is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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