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4915 SE Gem Dr, Stuart, FL 34997 Property Records

Martin County property record for 4915 SE Gem Dr, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage2,126 sqft Living Area
Lot Size44,039 sqft (1.01 acres)
OccupancyOwner Occupied
Last Sale$365,000 (2020)
Tax Bill$5,554.00 (2024)

Property Details

APN / Parcel Number

Primary APN53-38-41-001-000-00030-6
Alternative APN
  • 43196

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Building Area2,126 sqft Living Area
1st Floor Area2,126 sqft 1st Floor
Stories1 Story
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area44,039 sqft (1.01 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area616 sqft Garage
PorchPorch
Porch Area356 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number43196
Street Address4915 SE GEM DR
CitySTUART
StateFL
Zip34997-6535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCORAL LAKES LOT 3
Legal Range41E
Legal Township38S
Legal Section53
Legal SubdivisionCORAL LAKES
Legal Lot Number3
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2002
Census Tract1106

Owner

Source: Martin County records · APN 53-38-41-001-000-00030-6

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4915 SE GEM DR, STUART, FL 34997-6535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2020Warranty Deed, Transfer · Conventional Mortgage
GROUP ONE MORTGAGE INC
Apr 17, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 2020 · Amount on Record
Deed SaleJun 19, 2020 · Amount on Record
Prior SaleApr 17, 2019 · Amount on Record
Deed Document Number0031362979
Deed Book / Page3136 / 2979
Record UpdatedJun 08, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 19, 2020
Property Address4915 SE GEM DR, STUART, FL 34997-6535
Document Number0031362979
Book / Page3136 / 2979
Map ReferenceMB 7 PG 80
Instrument DateJun 19, 2020
Instrument2820859
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4915 SE GEM DR, 4915, STUART, FL 34997-6535

Transferred To (Grantee/Buyer)

NameVerified Name
Address4915 SE GEM DR, STUART, FL 34997-6535

Mortgage

Document Number0031362982
DateJun 19, 2020
Instrument3136/2982
Lender
NameGROUP ONE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateApr 17, 2019
Property Address4915 SE GEM DR, STUART, FL 34997-6535
Document Number0030530036
Book / Page3053 / 0036
Map ReferenceMB 7 PG 80
Instrument DateApr 04, 2019
Instrument2749505
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3785 HONEYSUCKLE CT, 3785, PORT SAINT LUCIE, FL 34952-2602

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4915 SE GEM DR, STUART, FL 34997-6535

Mortgage

Document Number0002749506
DateApr 17, 2019
Instrument2749506
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$362,218 (+5.99%)$585,320 (+4.75%) Land $225,000 Building $360,320
2024$5,554.00 (+2.02%)
2023$5,444.00 (+3.62%) Additional exemption filed$341,758 (+3%)$558,800 (+23.8%) Land $225,000 Building $333,800
2022$5,254.00 Homeowner's exemption$331,804$451,370 Land $200,450 Building $250,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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