4995 SE Gem Dr, Stuart, FL 34997 Property Records

Martin County property record for 4995 SE Gem Dr, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1986
Square Footage	2,267 sqft Living Area
Lot Size	45,433 sqft (1.04 acres)
Occupancy	Owner Occupied
Last Sale	$287,000 (2008)
Tax Bill	$3,729.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`53-38-41-001-000-00070-7`
Alternative APN	`43200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	3 Rooms
Building Area	2,267 sqft Living Area
1st Floor	2,267 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces
Elevator	Elevator

Exterior

Year Built	Built 1986
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	45,433 sqft (1.04 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	571 sqft Garage
Porch	1 Porch
Porch Area	660 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	43200
Street Address	4995 SE GEM DR
City	STUART
State	FL
Zip	34997-6568
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CORAL LAKES LOT 7
Legal Range	41E
Legal Township	38S
Legal Section	53
Legal Subdivision	CORAL LAKES
Legal Lot Number	7
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	2
Census Block	2006
Census Tract	1106

Owner

Source: Martin County records · APN 53-38-41-001-000-00070-7

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4995 SE GEM DR, STUART, FL 34997-6568
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2008 · Amount on Record
Deed Sale	Apr 04, 2008 · Amount on Record
Deed Doc Number	2076569
Deed Book / Page	02320 / 0168
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$248,033 (+5.99%)	$504,960 (+1.82%) Land $225,000 Building $279,960
2024	$3,729.00 (+2.33%)
2023	$3,644.00 (+3.82%) Additional exemption filed	$234,023 (+3%)	$495,930 (+21.31%) Land $225,000 Building $270,930
2022	$3,510.00 Homeowner's exemption	$227,207	$408,800 Land $200,450 Building $208,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	16.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.