4895 SE Gem Dr, Stuart, FL 34997 Property Records

Martin County property record for 4895 SE Gem Dr, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,866 sqft Living Area
Lot Size	44,518 sqft (1.02 acres)
Occupancy	Owner Occupied
Last Sale	$400,000 (2023)
Tax Bill	$8,019.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`53-38-41-001-000-00020-8`
Alternative APN	`43195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,866 sqft Living Area
1st Floor	1,866 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1985
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	44,518 sqft (1.02 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	567 sqft Garage
Pool Area	392 sqft Pool
Porch	1 Porch
Porch Area	569 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	43195
Street Address	4895 SE GEM DR
City	STUART
State	FL
Zip	34997-6533
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CORAL LAKES LOT 2
Legal Range	41E
Legal Township	38S
Legal Section	53
Legal Subdivision	CORAL LAKES
Legal Lot Number	2
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	2
Census Block	2002
Census Tract	1106

Owner

Source: Martin County records · APN 53-38-41-001-000-00020-8

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4895 SE GEM DR, STUART, FL 34997-6533
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Oct 13, 1994 · Amount on Record
Deed Doc Number	0033761584
Deed Book / Page	3376 / 1584
Record Refreshed	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 24, 2023
Property Address	4895 SE GEM DR, STUART, FL 34997-6533
Document Number	0033761584
Book / Page	3376 / 1584
Map Reference	MB 7 PG 80
Instrument Date	May 11, 2023
Instrument	3017950
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14365 LANIKAI BEACH DR, ORLANDO, FL 32827-7935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 SE GEM DR, STUART, FL 34997-6533

Mortgage

Document Number	0033761586
Date	May 24, 2023
Instrument	3376/1586

Lender

Name	RHONDA CUNHA
Type	Private Party

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	24 Months
Due	May 11, 2025

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$467,520 (+125.09%) Land $225,000 Building $242,520	$467,520 (+1.47%) Land $225,000 Building $242,520
2024	$8,019.00 (+150.28%)
2023	$3,204.00 (+3.89%) Additional exemption filed	$207,706 (+3%)	$460,730 (+19.5%) Land $225,000 Building $235,730
2022	$3,084.00 Homeowner's exemption	$201,657	$385,550 Land $200,450 Building $185,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.