4894 SE Gem Dr, Stuart, FL 34997 Property Records

Martin County property record for 4894 SE Gem Dr, Stuart, FL 34997 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	2,058 sqft Living Area
Lot Size	46,871 sqft (1.07 acres)
Occupancy	Owner Occupied
Last Sale	$345,900 (2020)
Tax Bill	$5,107.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`53-38-41-001-000-0040.0-8-0000`
Alternative APNs	`53-38-41-001-000-00400-8` `43233`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	2,058 sqft Living Area
Gross Area	2,583 sqft Gross Area
1st Floor	2,058 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	46,871 sqft (1.07 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	525 sqft Garage
Pool Area	450 sqft Pool
Porch Area	308 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	4894 SE GEM DR
City	STUART
State	FL
Zip	34997-6534
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CORAL LAKES LOT 40
Legal Range	41E
Legal Township	38S
Legal Section	53
Legal Subdivision	CORAL LAKES
Legal Block	2
Legal Lot Number	40
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	2
Census Block	2029
Census Tract	1106

Owner

Source: Martin County records · APN 53-38-41-001-000-0040.0-8-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4894 SE GEM DR, STUART, FL 34997-6534
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2020 · Amount on Record
Deed Sale	Sep 02, 2020 · Amount on Record
Prior Sale	Aug 11, 1993 · Amount on Record
Deed Doc Number	20202835786
Deed Book / Page	3155 / 1778
Record Refreshed	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 02, 2020
Property Address	4894 SE GEM DR, STUART, FL 34997-6534
Document Number	0031551778
Book / Page	3155 / 1778
Map Reference	MB 7 PG 80
Instrument Date	Aug 28, 2020
Instrument	2835786
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,421.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2528 CROWNED EAGLE CIR SW, 2528, VERO BEACH, FL 32962-6811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4894 SE GEM DR, STUART, FL 34997-6534

Mortgage

Document Number	0031551780
Date	Sep 02, 2020
Instrument	3155/1780

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,107.00 (-0.64%) Homeowner's exemption	$336,322 (+5.99%)	$500,050 (+1.81%) Land $225,000 Building $275,050
2024	$5,140.00 (+2.09%)
2023	$5,035.00 (+3.64%) Additional exemption filed	$317,325 (+3%)	$491,140 (+19.82%) Land $225,000 Building $266,140
2022	$4,858.00 Homeowner's exemption	$308,083	$409,900 Land $200,450 Building $209,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AH, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.