Lake County property record for 4914 3rd St, Winthrop Harbor, IL 60096
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,383 sqft · built 1977 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jun 2026) |
| Tax Bill | $6,001 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-304-004 |
| Primary APN | 04-05-304-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,383 sqft Living Area |
| Gross Area | 5,616 sqft |
| 1st Floor Area | 2,383 sqft |
| Basement Area | 2,383 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 41 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4914 3RD ST |
|---|---|
| City | WINTHROP HARBOR |
| State | IL |
| Zip | 60096-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK VIEW ESTATES LOT 22 |
| Legal Subdivision | OAK VIEW ESTATES |
| Legal Lot Number | 22 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 860105 |
4914 3rd St is owned and occupied by two individuals who bought it in June 2026.
Source: Lake County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4914 3RD ST, WINTHROP HARBOR, IL 60096-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on File |
| Deed Sale | Jun 16, 2026 · Amount on File |
| Deed Document Number | 20268175976 |
| Prior Transfer Date | Jun 4, 2010 |
| Prior Transfer Doc | 0006612484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 16, 2026 |
| Property Address | 4914 3RD ST, WINTHROP HARBOR, IL 60096-9415 |
| Document Number | 0008175976 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20268175976 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4914 3RD ST, WINTHROP HARBOR, IL 60096-9415 |
| Document Number | 0008175976, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20268175976 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 5.88% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 4914 3rd St was $6,001, down 7.7% from the year before.
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Benton Township |
| Municipality | Winthrop Harbor Village |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,001.00 (-7.71%) | $116,271 Land $15,815 Building $100,456 | $348,848 Land $47,450 Building $301,398 |
| 2024 | $6,502.00 (-14.74%) | ||
| 2023 | $7,626.00 (-5.37%) | $102,411 (+10.47%) Land $13,930 Building $88,481 | $307,264 (+10.47%) Land $41,794 Building $265,470 |
| 2022 | $8,059.00 | $92,702 Land $13,579 Building $79,123 | $278,134 Land $40,741 Building $237,393 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4914 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4914 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Verizon.
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