4815 3rd St, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 4815 3rd St, Winthrop Harbor, IL 60096

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,424 sqft · built 1987
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (Feb 2022)
Tax Bill	$10,674 (2025)
Deeds & Mortgages	Jul 2026 Transfer Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05-307-003`

Property Details

APN / Parcel Number

Primary APN	`04-05-307-003`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
Gross Area	5,420 sqft
1st Floor Area	2,424 sqft
Basement Area	2,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Fiberglass
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	984 sqft
Patio Area	984 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4815 3RD ST
City	WINTHROP HARBOR
State	IL
Zip	60096-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK VIEW ESTATES LOT 9
Legal Subdivision	OAK VIEW ESTATES
Legal Lot Number	9
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2007
Census Tract	860105

Owner

Source: Lake County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4815 3RD ST, WINTHROP HARBOR, IL 60096-9414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 9, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Nov 26, 2004 · Amount on Record
Deed Document Number	20227872396
Last Transfer Date	Jul 8, 2026
Transfer Doc	0008180224
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Jul 8, 2026
Property Address	4815 3RD ST, WINTHROP HARBOR, IL 60096-9414
Document Number	0008180224
Instrument Date	Jul 8, 2026
Instrument	20268180224
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4815 3RD ST, WINTHROP HARBOR, IL 60096-9414

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Feb 9, 2022
Property Address	4815 3RD ST, WINTHROP HARBOR, IL 60096-9414
Document Number	0007872396
Map Reference	DOC 1269993
Instrument Date	Dec 20, 2021
Instrument	7872396
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3524 7TH AVE # AVE105, 3524, KENOSHA, WI 53140-2577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 3RD ST, WINTHROP HARBOR, IL 60096-9414

Mortgage

Document Number	0007872397
Date	Feb 9, 2022
Instrument	7872397

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Municipality	Winthrop Harbor Village
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,674.00 (+1.85%)	$121,733 (+13.53%) Land $15,189 Building $106,544	$365,236 (+13.53%) Land $45,572 Building $319,664
2024	$10,480.00 (+10.2%)
2023	$9,510.00 (+27.46%)	$107,222 (+16.57%) Land $13,379 Building $93,843	$321,698 (+16.57%) Land $40,141 Building $281,557
2022	$7,461.00	$91,979 Land $13,130 Building $78,849	$275,965 Land $39,394 Building $236,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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