4911 3rd St, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 4911 3rd St, Winthrop Harbor, IL 60096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,968 sqft · built 1978
Lot Size	0.94 acres (40,946 sqft)
Owner	Trust Name on File
Tax Bill	$7,126 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-05-307-002`

Property Details

APN / Parcel Number

Primary APN	`04-05-307-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,968 sqft Living Area
Gross Area	4,948 sqft
1st Floor Area	1,968 sqft
Basement Area	1,968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Material	Fiberglass
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4911 3RD ST
City	WINTHROP HARBOR
State	IL
Zip	60096-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK VIEW ESTATES LOT 8
Legal Subdivision	OAK VIEW ESTATES
Legal Lot Number	8
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2006
Census Tract	860105

Owner

4911 3rd St is owner-occupied and held in a trust since September 2019.

Source: Lake County records, as of April 29, 2026

Owner of Record	Trust Name on File
Mailing Address	4911 3RD ST, WINTHROP HARBOR, IL 60096-9415
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Sep 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 7, 2019
Transfer Doc	0007593764
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4911 3RD ST, WINTHROP HARBOR, IL 60096-9415
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 N ADAMS ST, GREEN BAY, WI 54301-5142

Mortgage

Document Number	0007991838
Date	Aug 24, 2023
Instrument	7991838

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Sep 18, 2019
Property Address	4911 3RD ST, WINTHROP HARBOR, IL 60096-9415
Document Number	0007593764
Instrument Date	Sep 7, 2019
Instrument	7593764
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4911 3RD ST ZION IL 60099, ZION, IL 60099

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Municipality	Winthrop Harbor Village
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,404 Land $15,353 Building $87,051	$307,243 Land $46,064 Building $261,179
2024	$7,126.00 (-5.34%)
2023	$7,528.00 (-3.15%)	$90,196 (+10.55%) Land $13,523 Building $76,673	$270,615 (+10.55%) Land $40,573 Building $230,042
2022	$7,773.00	$81,586 Land $13,270 Building $68,316	$244,782 Land $39,814 Building $204,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4911 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4911 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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