Lake County property record for 2705 3rd St, Winthrop Harbor, IL 60096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1977 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Jul 2000) |
| Tax Bill | $12,409 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-417-005 |
| Primary APN | 04-04-417-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 3,912 sqft |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,002 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 713 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 2705 3RD ST |
|---|---|
| City | WINTHROP HARBOR |
| State | IL |
| Zip | 60096-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREDK H. BARTLETTS NORTH SHORE ACRES 1ST ADDN N120 FT OF THE E1/2 BLOCK 26 |
| Legal Subdivision | FREDK H. BARTLETTS NORTH SHORE ACRES 1ST |
| Legal Block | 26 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 860103 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2705 3RD ST, WINTHROP HARBOR, IL 60096-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2000 · Amount on Record |
| Deed Sale | Jul 24, 2000 · Amount on Record |
| Deed Document Number | 20004556958 |
| Last Transfer Date | Dec 15, 2014 |
| Transfer Doc | 0007183632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 2705 3RD ST, WINTHROP HARBOR, IL 60096-1107 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007961392 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 7961392 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Benton Township |
| Municipality | Winthrop Harbor Village |
| Elementary School District | Winthrop Harbor School District 1 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $143,828 (+27.47%) Land $10,495 Building $133,333 | $431,527 (+27.47%) Land $31,488 Building $400,039 | |
| 2024 | $12,409.00 (+20.23%) | ||
| 2023 | $10,321.00 (+12.71%) | $112,837 (+12.49%) Land $9,244 Building $103,593 | $338,545 (+12.49%) Land $27,735 Building $310,810 |
| 2022 | $9,157.00 | $100,310 Land $9,028 Building $91,282 | $300,960 Land $27,087 Building $273,873 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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